How much does the basic old-age insurance for urban and rural residents receive every month?

How much the basic old-age insurance for urban and rural residents receives each month needs to be judged according to the payment grade, as follows:

1. Residents' pension insurance benefits consist of basic pension and personal account pension, which are paid for life. The monthly standard of basic pension is 120 yuan. Residents who have paid the insurance premium for 15 years will be paid the basic pension according to 2 yuan every month for each increase of 1 year;

2. According to the payment period 15 years, the monthly basic pension is 120 yuan, the minimum annual payment in 200 yuan is 3,000 yuan, and the total financial subsidy is 900 yuan. The calculated monthly pension standard is 154.38 yuan;

3. According to the payment period 15, the monthly basic pension 120 yuan, and the highest grade of 2,000 yuan per year, the total amount of individual contributions is 30,000 yuan, the total amount of financial subsidies is 1500 yuan, and the monthly pension standard is 397.69 yuan.

How old can I buy endowment insurance?

Endowment insurance can be purchased from the age of 16. The specific provisions are as follows:

1. The payment age of endowment insurance in social insurance starts from 16 years old and ends at the legal retirement age (generally 60 years old for men, 55 years old for women cadres, 50 years old for women employees and 60 years old for women residents);

2. The retirement age of freelancers shall be implemented according to local regulations. The so-called payment base of social insurance refers to the wage base used by enterprises or employees to calculate and pay social insurance premiums. This base multiplied by the prescribed rate is the amount of social insurance premiums that enterprises or individuals should pay. Enterprises generally take the total wages of their employees as the payment base, and the average monthly salary of employees in the previous year is the salary base for individuals to pay social insurance premiums. In China, the payment base is approved by the social insurance agency according to the employer's declaration.

Can residents' pension insurance and employees' pension insurance be paid at the same time?

Residents' social security and employees' social security cannot be paid at the same time for the following specific reasons:

1. According to the relevant provisions of the Social Insurance Law of People's Republic of China (PRC), everyone can only enjoy one pension after retirement, which is identified by the personal ID number;

2. Retirement can only be handled once, and you can only receive a pension once. At the same time, the pension insurance accounts of the two places should be merged before retirement, and one of them should be returned.

Legal basis: Article 3 of the Interim Measures for the Connection of Urban and Rural Endowment Insurance Systems.

After reaching the statutory retirement age, those who participate in the endowment insurance for urban employees and the endowment insurance for urban and rural residents can apply for transferring from the endowment insurance for urban and rural residents to the endowment insurance for urban employees, and pay corresponding treatment according to the endowment insurance for urban employees. If the payment period of endowment insurance for urban workers is less than 15 years, you can apply for transferring from endowment insurance for urban workers to endowment insurance for urban and rural residents. When the conditions for receiving the pension insurance for urban and rural residents are met, the corresponding treatment shall be paid according to the pension insurance for urban and rural residents.