The social security company broke off diplomatic relations. What's the impact if you meet yourself?

Legal analysis: Social security is closely related to personal interests. If the interruption time is too long, it will affect the individual's enjoyment of social security benefits. Among them, medical insurance and maternity insurance bear the brunt, and medical insurance and maternity insurance are suspended. The suspension of social security payment for more than three months has increased the impact on individuals, and some cities have also affected the qualifications for buying a house, settling down and buying a car.

The expiration time of different types of social security insurance is as follows:

1. medical insurance: those who meet the requirements for insurance shall go through the formalities of insurance payment within 3 months, and enjoy the medical insurance benefits for employees from the month following the formalities of insurance payment. Failing to go through the formalities of insurance payment within the specified time or continuously interrupting payment for 3 months, it shall be regarded as interruption of insurance.

2. Old-age insurance: If the old-age insurance is paid off halfway, it can be renewed, and there is no need to recalculate the accumulated payment period, but it will affect your retirement benefits.

3. Unemployment insurance, industrial injury insurance and maternity insurance: When maternity insurance requires fertility or family planning operation, the employer has participated in maternity insurance and paid the maternity insurance premium in full 12 months.

Matters needing attention for renewal after stopping payment:

1. If you stop paying social security and continue to pay it, it doesn't matter if it doesn't break in the middle, and it won't affect the use. If the payment is interrupted and re-paid, it will have an impact on medical insurance, maternity insurance and unemployment insurance.

2. If the network is disconnected and subsequently paid, the medical insurance paid by the company will not enjoy the treatment until next month 1 day, and the individual will not enjoy the treatment until 3 months after paying. Unemployment and maternity insurance need to be paid continuously for more than 1 year and re-insured to enjoy the benefits.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 35 The employing unit shall pay the work-related injury insurance premium according to the total wages of employees and the rate determined by the social insurance agency.

Forty-fourth employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.