Is there a difference between self-employed paying social security and unit paying?

The social security paid by the self-employed is different from that paid by the unit, as the case may be:

1, the types of social insurance are different; Self-employed individuals have to pay social security as long as they pay endowment insurance and medical insurance. Enterprises need to pay five items to pay enterprise social security for employees: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance;

2. The payment base is different. The social security payment base paid by the unit is: the average salary of employees in the previous year (300% of the monthly high social security, 300% paid; If it is lower than 60% of the social level, it will be paid at 60%). That is to say, it is linked to the average salary of employees themselves. The payment base for individuals to pay social security is fixed at high, medium and low levels for individuals to choose, and the payment base of the three levels is between 60% and 300% of the social security level;

3. The payment ratio is different. Old-age insurance: the proportion of the basic old-age insurance premium paid by the employer generally does not exceed 20% of the total wages of the enterprise, and the individual employees pay 8% of their own wages. Medical insurance: The employer's contribution ratio is controlled at about 6% of the total wages of employees, and the employee's contribution ratio is generally 2% of his salary income. Unemployment insurance: From March 1 2005, the unemployment insurance rate will be temporarily reduced from 3% stipulated in the current regulations to 2%, and the specific contribution ratio of units and individuals will be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

The process of paying social insurance is as follows:

1. Go to the individual payment window of the social security agency to collect and fill in the Social Insurance Individual Payment Declaration Form and the Contract for Entrusting Banks to Collect Social Insurance Fees;

2, with the official seal of the bank "commissioned by the bank to collect social insurance contract";

3. With the required insurance information, social insurance individual payment declaration form and entrusted bank social insurance premium collection contract, go through the insurance formalities at the individual payment window of the social security agency in the area where the household registration is located;

4. If you need to apply for a labor security card, you must come in person to apply for it, and provide a copy of your ID card (the original inspection) and a digital photo receipt of the second-generation ID card network photo library approved by the municipal public security organ.

To sum up, the proportion of self-employed individuals and units paying social insurance is different, and the specific situation will vary due to factors such as regions and industries.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.