Do I need to go to the bank counter to activate the new medical insurance card?

The newly opened medical insurance card should be activated at the bank counter. The bank social security card includes two accounts: one is a social security account and the other is a bank account; You need to activate separately to activate. The activation of the new social security card is divided into two situations. First of all, individual citizens go to the Social Security Bureau to apply for a new card, and the social security card is activated on the spot. At this time, the social security function takes effect immediately.

Now many units collectively collect cards and distribute them to employees. In this case, the social security function of the social security card will be activated 96 hours after receiving the card. The function of bank card requires citizens to take a new social security card to the bank for activation before they can use it. Whether the bank card function is activated or not does not affect the social security function. It is recommended to go to the bank to activate. Future pensions, social security subsidies, etc. It will be sent directly to the card, and there is no withdrawal function, which is very troublesome.

Extended data:

Usage process: designated hospitals use medical insurance cards.

(1) When seeing a doctor in a designated hospital, show the medical insurance card to prove the identity and registration of the insured. Individuals do not need to pay first and then reimburse, and medical insurance and hospitals can directly settle the part of medical insurance reimbursement. Only when the account is settled, the self-funded part will be paid by the balance of the medical insurance card or cash.

(2) There is a deductible for hospitalization reimbursement (the deductible standard is generally 10% of the average annual salary of employees in the whole city last year), which means that the money outside the deductible needs to be paid by itself, and the reimbursement ratio varies from place to place, and different hospitals and different projects are different, about 80%. You can go to the local labor and social security online for details.

If a patient with a medical insurance card wants to go to the hospital after getting sick, the process of going to the designated medical insurance unit with a medical insurance card is as follows: When the insured is sick, he can go directly to the local designated medical institution with a medical insurance manual and an IC card. The general process is as follows: holding the medical insurance manual and IC card-registering the hospital medical insurance office-verifying the card-paying the hospitalization deposit-hospitalization-agreeing to sign the self-funded project-cash.

Or IC card settlement Qifubiaozhun and the self-payment part of the self-payment ratio-within the scope of overall planning, the hospital pays first-settlement and discharge. Hospitalization expenses are settled by post-paid service items.

References:

Baidu encyclopedia-medical insurance card