What should I do if I pay medical insurance in Hangzhou and Ningbo after the medical insurance network in Zhejiang Province?

Generally speaking, there are two ways to deal with this situation:

1, return the resident insurance. General residents' social security is paid from this year to next year. If you have participated in employee medical insurance at work and want to keep employee medical insurance, you can return the resident social security that has not yet taken effect next year; However, if it has already taken effect, the fee will not be refunded despite repeated payment.

2. Return employee medical insurance If a flexible employee participates in employee medical insurance in his personal capacity and pays a one-time fee, if he finds a job on the way and the unit pays employee medical insurance for him, then in this case, the overpaid employee medical insurance fee can be returned.

First of all, the reasons for repeated participation are:

(1) Identity change There are a large number of floating population in China, including migrant workers from rural areas to cities and rural registered students who go to cities to study. According to the state regulations, migrant workers who have labor relations with their work units should participate in the basic medical insurance for urban workers with their units, and students studying in other places should participate in the medical insurance for urban residents at school. These two types of people are easy to go to urban medical insurance and the new rural cooperative medical system.

(2) Management is not in place. China's medical insurance management system is very complicated. Each basic medical insurance is managed by a special department. Departments can't know whether the insured person has also participated in other basic medical insurance. It is quite common that the basic medical insurance for employees and the basic medical insurance for urban and rural residents are paid at the same time. This is because some areas have not integrated the basic medical insurance for urban residents with the new rural cooperative medical system, and it is easy to form repeated participation.

Second, the treatment of repeated insurance

(1) Repeated participation in employee medical insurance refers to participation in employee medical insurance in different places, and in principle, the insured relationship is maintained at the place of employment;

(two) repeated participation in medical insurance for residents, in principle, to retain the insured relationship of permanent residence;

(3) If employees and residents participate in medical insurance at the same time and continuously participate in employee medical insurance 1 year or more, in principle, the employee's medical insurance participation relationship will be retained and their residents' medical insurance will be cancelled;

(4) Students who repeatedly participate in the insurance should, in principle, keep their insurance relationship;

(5) Employees in flexible forms of employment, such as part-time and temporary jobs, who participate in medical insurance for employees and residents at the same time, shall retain an insured relationship that can enjoy treatment and suspend the repeated insured relationship.

Three, the two places pay social security at the same time, and the duplicate part of social security after the merger will be returned by the receiving place in cash. If the insured leaves the city, he should bring the original and photocopy of the labor security card and resident ID card to the social security settlement hall of the local people's social security bureau within the working days of 1-24 every month.

After reviewing the business window of social security settlement hall:

(1) Go through the formalities for the transfer of pension insurance relationship. According to the application of the insured, the basic old-age insurance payment certificate is issued;

(2) Go through the formalities of medical insurance relationship transfer. Medical insurance personal account overruns, individuals make up the difference before transferring.