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Can social security only pay medical insurance?
Both urban workers' medical insurance and urban and rural residents' medical insurance can be insured separately. I apply to the social security bureau and the town employment and social security service center with valid identity documents. In other words, medical insurance can only be paid separately.
Personal social security can only pay medical insurance and endowment insurance, and can only pay medical insurance and endowment insurance. If the enterprise pays social security, all five insurances need to be paid together, including endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. If individuals pay social security, they can only pay endowment insurance and medical insurance, which is bound. You can't just pay one of them. The contribution rate of new insured units (referring to various enterprises) is 10%, and the individual contribution rate is 8%. Individual industrial and commercial households and their employees, flexible employees and other personnel who are insured in the form of individuals have different rates according to the payment period.
If the individual medical insurance payment method is an urban resident, he/she needs to bring his/her ID card, the original and photocopy of the household registration book, and one-inch color photos to the community neighborhood committee or social security office under the jurisdiction of the household registration. Rural residents can participate in rural cooperative medical care. Generally, the village Committee will inform you when to hand it in and handle it uniformly. If you are self-employed, you can choose to establish a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary in the previous year. You can also choose to pay 8% of the local average monthly salary in the previous year and establish a personal account. If you didn't participate in insurance in the past, you can only participate in insurance at the place where you are registered, and pay the insurance premium according to the flexible employment policy. If you are insured, you can renew your insurance directly and then join the insurance according to the flexible employment policy.
The function of medical insurance is: 1, which is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor. 2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees. 3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.
legal ground
People's Republic of China (PRC) social insurance law
Article 2. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 72 of the Labor Law of People's Republic of China (PRC) stipulates that the social insurance fund shall determine the source of funds according to the types of insurance and gradually implement overall planning. Employers and workers must participate in social insurance and pay social insurance premiums according to law.
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