The best way to deal with the five insurance and gold

There are three ways to deal with the five insurance and one gold after resignation:

1, temporary suspension of contributions, a short period of time to suspend contributions without significant impact;

2, individuals bear the cost of the five insurance and one gold to continue to pay;

3, to let the new company to continue to pay, the field to seek employment as soon as possible need to apply for the transfer of formalities. After leaving the five insurance and one gold, the employer will transfer the social security relationship in accordance with the law, the housing fund will stop contributing. If the worker finds a new employer, the new employer will continue to pay social security contributions in accordance with the law. If they don't find one, they can make their own contributions as a flexible worker.

The term "five insurance policies and one pension" refers to several types of guaranteed benefits given to workers by their employers, including pension insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, as well as housing provident funds. The contribution ratio of each type of insurance is:

1, the basic pension insurance is the unit to pay 20 percent, the individual to pay 8 percent;

2, the basic medical insurance is the unit to pay 10 percent, the individual to pay 2 percent;

3, the unit of unemployment insurance to pay 1 percent, the individual to pay 0.2 percent;

4, the work-related injury insurance is the unit to pay 0.3 percent;

4, the unit to pay

5, maternity insurance is the unit to pay 0.8 percent;

6, housing fund contribution ratio, unit and individual are 12 percent.

Summary, the five insurance refers to the old age insurance, medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, and housing fund in short.

Summary, five insurance refers to old age insurance, medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, and housing fund.

Legal basis:

Article 50 of the Law of the People's Republic of China on Labor Contracts

Obligations of both parties after the termination of a labor contract

The employer shall, at the time of the termination of the labor contract, issue a certificate of the termination of the labor contract, and within fifteen days handle the transfer of the files and the social insurance relations of the worker.

The laborer shall, in accordance with the agreement of both parties, handle the handover of work. If the employer shall pay economic compensation to the laborer in accordance with the relevant provisions of this Law, it shall be paid at the time of completing the handover of work.

The employer shall keep the text of the canceled or terminated labor contract for at least two years for inspection.