What is the impact of Hangzhou social security suspension for more than 3 months?

Stopping paying social security for more than three months has no effect on pension insurance and unemployment insurance, but maternity insurance and medical insurance have an effect. In principle, maternity insurance must be insured for more than 6 months in order to enjoy treatment. If it breaks down halfway, you need to pay again. Medical insurance is suspended for 1-3 months, and you must make up the previous ones before you can enjoy it. If you stop for more than 3 months, you have to wait for 3 months to enjoy medical insurance benefits.

Stopping paying social security for three months will not have any impact on the old-age insurance, because the individual part of the old-age insurance is cumulative, so it will not be affected. But medical insurance in social security needs special treatment. It doesn't matter if you renew your insurance within three months.

Medical insurance is interrupted for more than three months, and the insured period is zero, which affects the maximum reimbursement limit for serious illness in the future.

Therefore, once the social security is suspended, it will be no problem to renew it within three months. Stop paying social security for more than three months, which has a great impact on medical insurance and affects the amount of reimbursement for serious illness in hospital.

Social security withholding will also result in the following qualifications being cleared:

1, and the settlement qualification of points is cleared. The settlement of points refers to a policy implemented by a city to encourage migrant workers to register. As long as the points are up to standard, you can get a local hukou. However, the point settlement system also requires the payment of social security;

2. lose the qualification to buy a house. Now, in addition to the requirements for household registration, there are also requirements for the social security payment period. If you accidentally cut off the supply for more than three months, you will not be eligible to buy a house.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 58 of the Social Insurance Law stipulates that the employer shall register social insurance for employees within 30 days from the date of employment.

If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 63 stipulates that if an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

Under normal circumstances, the time limit for paying back insurance depends on the social insurance premium collection agencies and enterprises.