What is the proportion of social insurance contributions in Nanjing in 2023?

The social insurance payment ratio in Nanjing is: pension insurance unit pays 20%, individual pays 8%, medical insurance unit pays 8%, individual pays 2%, industrial injury insurance unit pays 0.2%, maternity insurance unit pays 0.8%, and unemployment insurance unit and individual pay 1% respectively.

1. What is the social insurance contribution rate in Nanjing?

The contribution rate of endowment insurance units is 20%, and the individual contribution rate is 8%;

The contribution rate of medical insurance units is 8%, and that of individuals is 2%;

The contribution rate of industrial injury insurance unit is 0.2%, and individuals do not pay;

The contribution rate of maternity insurance units is 0.8%, and individuals do not pay;

Unemployment insurance unit contribution rate 1%, individual contribution rate 1%.

You can get a pension after you have paid the fixed number of years (25 years), and those who have not paid the fixed number of years can be returned according to the amount paid (including 8% pension paid by individuals and 20% pension paid by units). Continuous payment meets the local medical insurance reimbursement standards, and hospitalization can be reimbursed. When you retire, you can enjoy lifelong medical insurance after retirement by paying a certain number of years of medical insurance. And the medical insurance paid in the current month will be transferred to your personal account in the form of passbook or medical card. In other words, it won't cost anything to pay medical insurance.

Second, the types of social security

1, endowment insurance

The state and society establish a social insurance system in accordance with certain laws and regulations to solve the basic life of workers after they reach the working age limit stipulated by the state, terminate their labor obligations or quit their jobs because of old age.

2. Unemployment insurance

A system that provides material assistance to workers who have temporarily interrupted their sources of livelihood because of unemployment, thus ensuring the basic livelihood of unemployed people during unemployment and promoting their re-employment.

3. Work injury insurance

It refers to a social security system that the state and society provide medical care, living security, economic compensation, medical treatment and vocational rehabilitation for workers and their relatives who suffer from accidents and occupational diseases in production and work.

4. Medical insurance

When a worker is sick or injured, a kind of material help given by the state or society, that is, a social security system that provides medical services or economic compensation. The publicly-funded medical care and labor insurance medical care established in the early 1950s in China are collectively referred to as employee medical insurance.

5. Maternity insurance

It refers to a social insurance system that the state and society provide timely material help to ensure the basic life of workers and the medical care needs during pregnancy and puerperium when the labor force is temporarily interrupted due to childbirth.

The proportion of social security contributions in Nanjing needs to be determined according to different types of social security, especially the standards for determining the wages and benefits of different employees are different. If the relevant situation is not handled clearly, you can consult the social security department to define it legally to avoid mistakes in the application of the law.