How to calculate individual flexible employment pension insurance?

Legal analysis: 1. Calculation method of endowment insurance for flexible employees. The endowment insurance for flexible employees is calculated at 80-300% of the average salary of local employees, and the contribution ratio is 20%, of which 8% is paid into personal account and 12% is paid into social pooling fund. Accumulated payment 15 years, men over 60 years old and women over 55 years old can receive a monthly pension.

Calculation method of endowment insurance for flexible employees Flexible employees participate in endowment insurance and go through retirement procedures when they reach retirement age. The calculation of pension, like that of employees, should be based on the payment period of my old-age insurance, the balance of my personal account, the average salary of employees in the previous year when I retired and other factors. The payment base is 60% to 300% of the average salary of employees in the whole province in the last year (individuals choose according to their own economic situation), and the payment ratio is 20%. The calculation method of retirement pension is the same as that of enterprise retirees. Pension basic pension+personal account pension basic pension When I retire, the average monthly salary of employees in the previous year+my indexed monthly average payment salary) /2× payment period × 1%. Total amount of personal pension account/calculation month (139).

In this formula, there are two factors that affect the level:

1) in "basic pension"-"my indexed monthly average contribution salary"

2) "personal account pension"-"all savings in personal account"

Legal basis: Article 15 of the Social Insurance Law consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.