Job Recruitment Website - Social security inquiry - Can I apply for local medical insurance for my residence permit?
Can I apply for local medical insurance for my residence permit?
Foreign hukou personnel can apply for basic medical insurance with valid residence permit and ID card, and enjoy the same medical insurance benefits as citizens.
According to the principle of voluntariness, the holder of residence permit can pay the insurance payment for urban and rural residents during the insurance payment period (from July 1 day to February 1 day every year). Those who fail to pay the medical insurance fee within the specified time can apply before March 3 1 of the following year, but there is a waiting period of two months. ) Go to the community or village committee where the residence permit is registered to register medical insurance for urban and rural residents. Over the payment period, should be handled in the medical insurance agency window; Among them, holders of residence permits who are within the legal working age can choose to participate in medical insurance for employees as flexible employees and register with the medical insurance agency where the residence permit is registered.
With a residence permit, you can apply for medical insurance locally. You should take your residence permit and ID card to the local medical insurance center. Employee medical insurance does not need a residence permit, as long as there is an employment unit, it can be handled by the unit. Medical insurance for urban and rural residents who need residence permit. The basic medical insurance for urban and rural residents includes the following personnel:
(1) Rural and urban non-employed residents (including primary and secondary school students and preschool children);
(2)(2) All kinds of full-time college students;
(3) Persons who have obtained local residence permits.
How to pay medical insurance for urban and rural residents?
(1) Urban and rural residents can enjoy medical insurance benefits as long as they register and pay according to the time requirements. In principle, the insurance premium is paid once a year, with one person and one vote.
(2) The payment period of the basic medical insurance for urban and rural residents in 202 1 year is from July to February 3, 2022 1 day, and urban and rural residents who complete the payment within the specified payment period are entitled to June 65438+ 10/month, 2022.
First of all, in the township people's government or community where the household registration is located (where the residence permit is applied), register with the ID card (residence permit) or household registration book, and then pay the fees at the outlets of the collecting banks (Agricultural Bank, Industrial and Commercial Bank of China, rural credit cooperatives, etc.). Entrusted by the tax authorities, or through the mobile APP, WeChat official account, etc.
Insured in different places, in accordance with the principle of "where to insure, where to pay", register and pay in the place of residence.
(3) Newborn insurance registration should use my real name and identity certificate.
(a) for the newborn born in that year, the guardian shall, within 90 days (inclusive) from the date of birth, register the basic medical insurance for urban and rural residents in that year and pay the relevant fees. After the insurance payment, the newborn will enjoy the basic medical insurance benefits for urban and rural residents from the date of birth to 65438+February 3 1 day.
(2) If the newborn born from June 1 day to February 3 1 day fails to pay the insurance premium of the current year due to household registration and other problems, the guardian can register the basic medical insurance for urban and rural residents and pay the relevant fees in the next year, from the date of birth within 90 days to June 65438+February 365438.
If the guardian fails to register the basic medical insurance for urban and rural residents and pay the relevant fees within the prescribed time limit, he will not enjoy the basic medical insurance for urban and rural residents.
(4) The rural revitalization department and the civil affairs department dynamically adjust the new poverty-stricken population for immediate insurance and immediate subsidies.
(5) After the payment period of medical insurance, non-poor people who did not participate in the basic medical insurance for urban and rural residents could not enjoy medical insurance benefits.
legal ground
"Regulations on the basic medical insurance for urban workers in People's Republic of China (PRC)" Article 13 The total amount of wages paid for the basic medical insurance premium shall be calculated according to the relevant provisions of the state.
The basic medical insurance premium paid by the employer shall be charged according to the relevant financial regulations of the state.
The basic medical insurance premium is not included in the personal current wage income, and is exempt from personal income tax.
The employing unit shall not lower the wage standard of employees on the grounds that they pay the basic medical insurance premium.
Article 4 of People's Republic of China (PRC) Social Insurance Law Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
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