What are the uses of IC card for residents' medical insurance and how to use it?

First, the function of social security card:

1, social security settlement and payment function: the insured can settle the medical treatment and drug purchase expenses in designated medical institutions and pharmacies in real time with the social security card and the related expenses of hospitalization authentication in this city and other places; Retirees can use social security cards to receive pensions, and employees can use the cards to pay social security fees and allocate their social security business expenses.

2. Social security information inquiry function: the social security card records the cardholder's basic information and related business information, and the cardholder can inquire about the personal basic information, pension insurance, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and other payment and treatment enjoyment of the social security card through the social security agency inquiry terminal, SN 12333 inquiry website and 12333 consultation telephone.

3. Financial function: The social security card has the function of UnionPay and can be used as a bank card. Cardholders can be used to pay personal social insurance premiums and receive social insurance benefits such as pension, unemployment and work injury.

4. Extended application function: The social security card is a large-capacity chip, which has reserved room for expansion, and can be equipped with government public service management applications to gradually realize other public service fields closely related to cardholders.

Second, the purpose of the social security card:

The Social Security Card of the People's Republic of China (hereinafter referred to as the Social Security Card) is a contact cpu integrated circuit card which is uniformly planned by Ministry of Human Resources and Social Security and issued by human resources and social security departments all over the country for the insured. It is used in various fields of human resources and social security such as employment service, labor management, wage income management, professional qualification, old-age insurance, unemployment insurance, medical insurance, industrial injury insurance and maternity insurance. And in banking, civil affairs, health, housing construction, provident fund and other government public service management areas to expand the application of one card.

Three, the use of social security card:

Insured personnel need to activate the social security card before they can use it. The opening of social security business requires holding a social security card to the designated medical institutions or medical insurance agencies to modify the initial password and open social security functions. The opening of financial business must go through the relevant formalities at the service outlets of the bank where the account is opened.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.