I paid social security for a year and died. Will the principal be repaid?

Legal analysis: the principal is not refundable. When a retiree dies, the pension and funeral expenses are paid by the social security agency. At the same time, the balance of the personal account of the party concerned shall be fully inherited by the heir.

Legal basis: Article 6 of Several Provisions on Implementing the Social Insurance Law of People's Republic of China (PRC) shall not be withdrawn in advance from the personal account of employees' basic old-age insurance. Individuals who leave the country to settle down before reaching the legal conditions for receiving the basic pension shall keep their personal accounts and enjoy the corresponding pension insurance benefits in accordance with state regulations when reaching the legal conditions for receiving the basic pension. Among them, those who lose their nationality in People's Republic of China (PRC) may apply in writing to terminate the basic old-age insurance relationship for employees when leaving the country or after leaving the country. After receiving the application, the social insurance agency shall inform it in writing of its right to keep personal accounts and the consequences of terminating the basic old-age insurance relationship for employees. After my written confirmation, I will terminate the employee's basic old-age insurance relationship and pay me the amount stored in my personal account in one lump sum.

After the death of an individual who participates in the basic old-age insurance for employees, the balance in his personal account can be fully inherited according to law.