How to use the basic medical insurance card for urban workers?

The medical insurance card (referred to as the medical insurance card) is a special card for the medical insurance individual account, using the individual's ID card as the identification code, storing and recording the individual's ID card number, name, gender, as well as detailed information such as the allocation of account funds, consumption, etc. The card is used by the local designated agent bank. The medical insurance card is organized by the local designated agent bank and is a kind of multi-functional debit card of the bank. The local health insurance department commissions the bank to pay the portion of the individual account fund to the insured employee's personal health insurance card at the end of the month after the insured unit pays its contribution.

How to use

1, the scope of use of the card: the insured workers in the designated hospitals, pharmacies, medicine purchase, with the password in the POS machine to use the card, but can not withdraw cash or transfer the use.

2, health insurance card balance inquiry: insured workers can call the phone 95566 balance inquiry, but also in the Bank of China savings offices or urban designated hospitals, pharmacies inquiry. You can also log in the social security inquiry system on the Internet to check.

3, medical insurance card transaction inquiry: insured workers can go to the savings office of the Bank of China with an ID card and medical certificate to request a printout of the medical insurance card transaction records, including individual account fund disbursement records and consumption records. If you have any questions about the transaction records, you can go to the retail business department of the Bank of China to make inquiries

4, medical insurance card password: If the insured employee changes his password, he can call 95566 to change it, or he can go to the savings office of the Bank of China with his ID card to change it. If the insured employee forgets the password, he can go to the savings office of the Bank of China with his ID card to lose the original password and change the password.

5, medical insurance card storage: insured workers should keep the medical insurance card, if accidentally lost, please go to the unit immediately to issue a letter of proof and to the medical insurance office to confirm the seal, and then take the ID card to the savings office of the Bank of China to register the loss of the card, and apply for a replacement card procedures, 7 days after the receipt of a new card.

6, Note: When the number of transactions on the card reaches 60, the insured employee must go to the savings office of the Bank of China to print the transaction record, otherwise, the use of the card will be stopped. After the transaction records are printed, the card can continue to be used.

Usage process

Using the medical insurance card in designated hospitals

(1) When presenting the medical insurance card to prove the identity of the insured and registering at designated hospitals, the individual does not need to pay before reimbursement, and the part of the reimbursement can be settled directly by the medical insurance and the hospital, and the part of the out-of-pocket expenses will be paid by the individual with the balance of the card or in cash only at the time of settlement of the bill.