I'm 44 years old and would like to pay for social security this year, is this still the right age?

This is the right age for men, but not for women.

Women 44 years old began to pay social security is not appropriate, because women in the unit continued to pay 10 years after 50 years can retire, under normal circumstances 55 years old can retire, at the age of 55 years old is not enough to 15 years can not be successful retirement procedures. Men 44 years old can start to pay social security, because men are 60 years old retirement, 44 years old began to pay social security to the age of 60 years of age exactly 15 years, enough age after the direct retirement procedures, you can receive a monthly pension.

44 years old in the payment of social security, but also consider the issue of health insurance, because the social security is divided into pension insurance and medical insurance two main parts, these two insurance in the retirement is different requirements, pension insurance in the retirement requirements of the people enough to the legal age, and the number of years of contributions to be enough to 15 years. But the medical insurance requirements are a bit higher, men in the retirement medical insurance to continue to pay contributions for 25 years, and women to continue to pay contributions for 20 years, if you do not go through the medical insurance can not be coordinated, can not enjoy the medical insurance treatment after retirement.

Men in 44 years old began to pay social security to the age of 60 when you can successfully retire, but this is the need to make up for the lack of health insurance one-time, or continue to pay health insurance after retirement until the full 25 years in order to enjoy the relevant health insurance treatment, which is because not a small expense, in the beginning of the payment of social security before you must be considered clearly. In addition, men also need to consider the question of how much pension, although at 44 years old began to pay social security to the age of 60 can successfully retire, monthly pension, but pay less years of closed, the amount of pension will not be too high, many places may not reach 1,000 yuan.

When you start paying social security at the age of 44, if you want to have more pension, you have to increase your contribution base, if the local area is to pay 60% of the average salary, then you can pay 100%, 200% or even 300%, if you can continue to pay 300% in 15 years, you will be able to get a more retired salary after retirement, which is equivalent to the amount of money you have paid for 20 years or 30 years. Other people pay more than 20 years or 30 years of retirement pay, this is a more cost-effective role.