Pension calculation method

The calculation method of pension is as follows:

1, under 50 years old (including 50 years old), 180 months is calculated and paid according to the monthly pension of dependent relatives;

2. If the age is over 50 years old to 70 years old (including 70 years old), it shall be calculated according to the monthly pension for dependent relatives 120 months;

3. If the person is over 70 years old, the monthly pension for supporting relatives shall be calculated for 60 months.

People who enjoy pensions must meet the following two conditions:

1, immediate family members of the deceased;

These relatives are mainly supported by the deceased.

The conditions for supporting relatives' pensions are as follows:

1, completely losing the ability to work;

2. The spouse of the deceased employee, male over 60 years old and female over 55 years old;

3. The parents of the dead workers are 60 years old for men and 55 years old for women;

4. The children of the deceased employees are under the age of 18;

5. The parents of the deceased employees have both passed away, and their grandfathers have reached the age of 60 and grandmothers have reached the age of 55;

6. Children of employees who have died or completely lost their ability to work, and their grandchildren are under the age of 18;

7. The parents of the deceased employee have died or completely lost their ability to work, and their brothers and sisters are under the age of 18.

The pension application process is as follows:

1. After the death of the party concerned, the relatives (heirs) shall submit the death certificate or cremation certificate of the party concerned, the application form for funeral expenses and other materials in time (generally, the materials shall be submitted to the original unit of the party concerned for settlement);

2. After the social security audit, the legal heir inherits the balance of his personal account of endowment insurance according to the limit, and the qualified ones are accounted for by the social security institution according to the local limit;

3. After the approval of the social security agency, the relevant funds will be transferred to the original unit of the party concerned, and the original unit will notify the heir to receive the social security fund.

To sum up, the pension is calculated according to a certain proportion of the employee's own salary, and the pension needs to be paid by the employee who was in the post before his death to the relatives who have no ability to work and provide the main source of livelihood.

Legal basis:

Article 39 of the Regulations on Industrial Injury Insurance

If an employee dies at work, his close relatives shall receive funeral subsidies, dependent relatives' pensions and one-time work-related death subsidies from the industrial injury insurance fund in accordance with the following provisions:

(a) the funeral subsidy is the average monthly salary of employees in the overall planning area for 6 months;

(2) The pension for supporting relatives shall be paid to the relatives who provided the main source of livelihood before the death of the employee and were unable to work because of work according to a certain proportion of the employee's salary. The standard is: spouse 40%, other relatives 30%, widowed elderly or orphans 10%. The total approved pension of dependent relatives should not be higher than the salary of employees who died at work. The specific scope of supporting relatives shall be stipulated by the administrative department of social insurance of the State Council;

(three) the standard of one-time work death allowance is 20 times of the per capita disposable income of urban residents in the previous year.

If a disabled employee dies at work during the period of paid suspension, his close relatives shall enjoy the treatment stipulated in the first paragraph of this article.

If a disabled worker of Grade 1 to Grade 4 dies after the expiration of his unpaid leave, his close relatives may enjoy the treatment specified in Items (1) and (2) of the first paragraph of this article.