Do I need to pay for hospitalization with social security?

Under normal circumstances, patients with social security cards can directly settle some medical expenses through social security cards when they are hospitalized, without having to pay all the expenses first.

First, understand the medical insurance policy

Before hospitalization, patients are advised to know the medical insurance policy in their area, including the settlement method and reimbursement ratio of hospitalization expenses. This helps patients to know their rights and responsibilities more clearly when they are in hospital.

Second, the use of social security cards.

When patients with social security cards are hospitalized, they should be handed over to the relevant departments of the hospital so that the hospital can directly settle some medical expenses through social security cards. This can reduce the financial pressure of patients and avoid paying all the expenses first.

Third, the possible cost.

Although there is a social security card to settle some expenses, patients may still need to pay some self-funded items or expenses that have not reached the deductible line. These expenses usually need to be settled at the time of discharge. Therefore, patients still need to prepare some cash or bank cards in case of emergency.

Fourth, the hospital rules and regulations

Different hospitals may have different regulations. Patients should consult the relevant departments of the hospital before hospitalization to understand the specific cost settlement methods and processes. This can ensure that patients can settle their expenses smoothly during hospitalization and avoid unnecessary troubles.

To sum up:

Whether hospitalization needs to be paid by social security depends on the specific medical insurance policy and hospital regulations. Under normal circumstances, patients with social security cards can directly settle some medical expenses through social security cards, but they still need to know the medical insurance policy, the use of social security cards, possible expenses and hospital regulations to ensure the smooth settlement of expenses during hospitalization.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28 provides that:

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

People's Republic of China (PRC) social insurance law

Article 30 provides that:

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.