Medical insurance social security payment ratio calculation

Legal analysis: Individual employees take their average monthly salary income of the previous year as the monthly contribution base, and contribute 2%, which is withheld by the unit in their salary on a monthly basis. Pension insurance contribution ratio: 20% for the unit (all transferred to the integrated fund), 8% for the individual (all transferred to the personal account). Medical insurance contribution rate: 8% for the unit and 2% for the individual. Unemployment insurance contribution rate: 2% for the unit, 1% for the individual; industrial injury insurance contribution rate: the unit pays 1% for you every month, and you don't have to pay a penny.

Legal basis: The Social Insurance Law of the People's Republic of China

Article 2 The State establishes a social insurance system for basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity, etc. The State also establishes a social insurance system to protect the rights of citizens to obtain material assistance from the State and society in the event of old age, sickness, industrial injury, unemployment and maternity.

Article 26 The standards of treatment for basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

Article 28 Medical expenses that conform to the basic medical insurance drug catalog, diagnostic and therapeutic items, standards of medical service facilities, as well as those for emergency and rescue shall be paid from the basic medical insurance fund in accordance with the state regulations.