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What is the new policy of Wuxi children's overall medical insurance in 2020?

Once a child is ill, it becomes the most worrying thing for parents, especially in the current situation of high medical expenses, and hospitalization for minor illnesses is also a particularly headache. This year, in order to further improve the local medical security system and solve the medical problems of employees and women in public institutions, Wuxi has introduced some new policy changes. Let's take a look at them. What kind of critical illness insurance are there for children? Which are cost-effective? Which is the most worth buying? Let's take a look at 10 the inventory of children's critical illness insurance sold by major insurance companies.

20 17 new policy of Wuxi children's overall medical insurance

According to the policy, children of registered employees of state organs and institutions under the age of 0/8 in Wuxi, except those who have already joined the work or entered colleges and universities, can apply for Wuxi children's overall medical insurance. And one of the parents of children outside the city has been insured to co-ordinate medical insurance, not as the insured object. What kind of medical insurance are there? Which is worth buying? Look at the hottest 10 insurance of insurance companies this year: what are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020

The contents of this adjustment are as follows:

1, the insurance payment procedures and medical treatment of individuals and parents are still implemented according to the style of previous years. Among them, in 20 17 years, the quota of children's overall medical insurance is 780 yuan per person per year, individual contributions 150 yuan, financial subsidies for 370 yuan, and parents' contributions for 260 yuan.

2, if the unit has a newborn child, according to the payment standard before June 30 for payment procedures, parents pay the annual fee; After this date, the superior unit will pay the fee for half a year.

3. The insured Wuxi children's overall medical insurance personnel can meet the medical expenses for settlement and reimbursement, with the personal burden of 30% and the children's overall medical fund burden of 70%.

4. The scope of drug use must conform to the scope of drug reimbursement in Wuxi. If it exceeds, it still needs to be paid by individuals.

5. The scope of medical service facilities mainly includes bed fees, outpatient and emergency services, etc. , but according to certain approved standards for reimbursement.

The above is the new policy of 20 17 Wuxi children's overall medical insurance. I would like to remind you that you can also search for relevant information on the Internet or log in to Social Security official website for more details.

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How much do you know about the reimbursement scope of the overall level of major illness insurance?

Overall planning of serious illness is an important part of China's medical welfare system and a new model. The overall planning of serious illness has alleviated the problem of "expensive medical treatment" for residents and reduced their economic pressure. So how much do you know about the scope of reimbursement for serious illness? Let me introduce you.

This method tells you how to deal with serious diseases quickly.

Due to the different economic levels in different places, the implementation methods of how to coordinate serious diseases in different places are also different. Setting a standard line, ranging from several hundred yuan to several thousand yuan, depends entirely on the local economic affordability and medical conditions. The overall planning of serious illness is to set a standard line according to the economic level of various places. If the medical expenses incurred by the illness are below the standard line, they shall be borne by the employees themselves; The part above the standard line shall be paid by the insurance institution in proportion.