Social Security of Migrant Workers in Beijing

According to the current pension insurance regulations for migrant workers in Beijing, migrant workers rely on land for old-age care. When they reach the legal retirement age, they can't retire normally and receive a monthly pension like a city hukou. It can only be liquidated once, but it will be compensated for more than one year. But there is no real pension insurance, and the burden of pension insurance is heavy. In practice, both units and migrant workers themselves have resisted. In this context, the government has issued a series of social security policies for migrant workers, and formulated a separate policy for migrant workers' work-related injuries and medical insurance (at first, migrant workers from other places, and later migrant workers in this city also implemented this policy). These documents focus on "protecting serious illness", and first solve the social security insurance that migrant workers need most, which is the idea of promoting at different levels (many scholars have studied this point, and migrant workers need work-related injuries and medical care most urgently; Moreover, in China's traditional dual social security system, farmers rely on land for old-age care, and the old-age care system is lacking. Because the ultimate goal must be universal coverage, this flexible policy in the transitional period is somewhat embarrassing and vague in practice. This matter, I contacted and consulted the relevant personnel of the Labor Bureau at the beginning of the policy. Their answer is: there are only two kinds of risks, and if the labor bureau examines them, it will not be investigated; However, migrant workers have requirements, and the unit still has to go to work ... It can be seen that their answers are vague and uncertain. The official document says "you can apply for work-related injury medical insurance first". In fact, you can apply for work-related injury and medical insurance first, which is a tacit understanding. However, the official can't directly say "other types of insurance are not allowed". In short, if you get a "clear answer" to your question, something will go wrong, because the document itself is deliberately blurred, hehe. It should be noted that: 1, it is feasible for Beijing to take only two insurances at present, and in fact many units are doing so. There are many vague policies on social security. For example, for rural hukou, it is the same to choose "migrant workers" or "rural labor force" to participate in medical insurance. In fact, there is no clear stipulation that the unit can choose.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.