How much can I get when I retire after Shenzhen Social Security Exchange 15?

1. What is the minimum monthly pension that Shenzhen can receive after paying social security 15 years?

These wages are calculated according to the years of social security payment and the local social wages. Minimum pension 15 years, with an extra 1 0,000 yuan per month.

2. 15 how much pension can Shenzhen get after paying social security?

How much pension is not clear in a few words, you can refer to the following pension algorithm.

Pension is related to the payment amount, total payment period, retirement age, regional average social wage and other factors.

Generally speaking, pension is: personal account pension+basic pension+other allowances.

(1) The total amount of personal account pension is divided by a certain number, which is determined according to the age at retirement.

Retirement age, number of people (individual account pension months)

50 195

55 170

60 139

Suppose: Retire at the age of 60, and the personal account has139,000 yuan.

Personal account pension =139000/139 =1000 yuan.

(2) The basic pension is the payment period multiplied by 1% multiplied by the average monthly salary of the local society in the year of retirement.

Suppose: the average monthly salary of local society is 8000 yuan, and the payment period is 25 years.

Basic pension = 25 years * 1% * 8000 yuan = 2000 yuan/month.

Note: 1: It is assumed that the payment has been made according to the local average wage level. If the payment is high, the figure of 1% (calculated according to the individual payment base and the average social wage) is high, such as 1.5%, and if the payment is low, it is lower than 1%, such as 0.6%.

Note 2: Generally, only when the local old-age insurance system is implemented, will individual contributions be implemented. As long as there are contracts, files and other certificates, all previous years of service are regarded as payment, which is called deemed payment period.

Length of military service is also regarded as the payment period.

In the case of (1) and (2) above, the total of the two items is 1000+2000=3000 yuan/month.

(3) Other allowances: model worker, only child, local supplement, transitional allowance, payment period allowance, etc.

All the above (1)+(2)+(3) which constitute the first month of retirement are generally increased by a certain percentage every year, by 5% in 2020 and by 4.5% in 202 1.

3. How much pension can I get if I buy 15 third-grade social security in Shenzhen?

If you buy enough 15 and retire, you can get around 7800.

4. What is the minimum monthly pension for Shenzhen social security payment 15 years later?

The collection of pension is related to the money in people's accounts and the average wage level in Shenzhen last year (in 2065, the minimum wage in Shenzhen was raised to 2 130 yuan/month, 438+07). These two factors directly affect the calculation formula of the minimum pension for your pension income: pension = basic pension+personal account pension basic pension = (last year, the average monthly wage of employees in the whole province was indexed to the average monthly payment of ten people.

(4) Extended information 15 How much pension did Shenzhen Social Security pay:

Paragraph 1 of Article 16 of the Social Insurance Law stipulates that individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age. According to this regulation, two conditions must be met at the same time to receive the basic pension on a monthly basis: first, the statutory retirement age must be reached; 2. The accumulated payment has reached 15 years.

The State Council's "Decision on the Reform of the Pension Insurance System for Employees in Government Offices and Institutions" requires that those who have retired before the implementation of the decision continue to pay basic pensions according to the original treatment standards stipulated by the state, and at the same time implement the basic pension adjustment measures. Basic pension consists of basic pension and personal account pension. The monthly basic pension standard at retirement is based on the average monthly salary of local employees in the previous year and the average monthly salary of my indexed contribution. The monthly standard for paying 1 year 1% personal account pension is the amount stored in personal account divided by the number of months calculated, which is determined according to the average life expectancy of urban population when I retire, my retirement age, interest and other factors.

5. 15 how much pension can Shenzhen get after paying social security?

Let's first determine a few data:

1. Suppose Xiaoming starts to pay social security in 2020 1 and retires in 2035 1.

2. Assume that the social security contribution of 15 is based on the minimum standard, and the contribution coefficient over the years is 0.6.

Retirement at the age of 3.60, male and individual pension months are calculated by 139.

4. The balance of personal account after payment15 = 462×12×15 = 83160 yuan, and interest is not calculated. Here it is calculated as an integer of 85,000.

Based on the above data, let's calculate:

Pension = personal account pension+basic pension

Among them, personal account pension = 85000 ÷139 ≈ 611.51yuan.

Among them, the basic pension = 7825 (1+0.6) ÷ 2×15×1%= 939 yuan;

According to the above conclusion, he has paid social security 15 years in Shenzhen, and when he is 60 years old in 2035, Xiaoming's first-month pension will be 939+611.51?1550.38+0 yuan.

Remarks: The above calculation is conservative. If the individual contribution index is high, the pension account amount is high and the retirement age is high, then the calculation result is high.

In addition, it should be noted that the retirement time should be more because the pension uses dynamic social average wage data, and the social average wage is increasing year by year.

The principle of pension collection is to pay more and get more. If you want to get more money after retirement, paying more is essential.

Therefore, if you want to maintain a decent life after retirement, it is suggested that flexible employees pay fees as long as their own economic situation allows, and the sooner the better.