Shenzhen new social security regulations 2022

The new social security standards in Shenzhen in 2022 are as follows:

From June 65438+ 10/day in 2022, the minimum wage for full-time employees was adjusted to 2360 yuan/month, and the hourly minimum wage for part-time employees was adjusted to 22.2 yuan/hour. The following social insurance premium payment bases applicable to the minimum wage standard shall be implemented according to the newly published minimum wage standard 1 from 2022.

I. Endowment insurance for enterprise employees

Payment base: the total wages of employees last month, the upper limit of which is 3 times of the average monthly wages of full-caliber employees in the province last year, and the lower limit is the minimum wage in Shenzhen. The lower limit of payment base is changed from 2200 to 2360 yuan/month.

Second, maternity insurance.

Payment base: the total wages of employees last month, the upper limit of which is 3 times the average monthly wages of employees in Shenzhen last year, and the lower limit is the minimum wage in this city. The lower limit of the payment base is changed from 2200 yuan/month to 2360 yuan/month.

Third, unemployment insurance.

Payment base: the minimum wage in this city. The payment base was changed from 2,200 yuan/month to 2,360 yuan/month, and the unemployment benefit standard in Shenzhen in 2022 was 265,438 yuan +0.24 yuan/month.

The latest provisions of Shenzhen social security payment base in 2022

From July 1 2022, the upper limit of the basic old-age insurance payment base for enterprise employees in Shenzhen was adjusted to 300% of the average salary of employees in full-scale urban units in Guangdong Province last year, that is, 24,930 yuan.

From July 2022 1, the lower limit of the medical insurance payment base for enterprise employees in Shenzhen was adjusted to 7778 yuan; The upper limit is adjusted to RMB 38,892.

From July 1 day, 2022, the upper limit of the payment base of maternity insurance for enterprise employees in Shenzhen was adjusted to 38,892 yuan.

From July 1 day, 2022, the payment base of industrial injury insurance for employees in Shenzhen enterprises is the total wages of employees in the previous month, with no lower limit.

What is the use of paying social security?

First of all, for enterprises:

1. Enterprises need high-quality employees to realize benefits. If they don't pay social security for employees, they can save some money temporarily, but once they are investigated, they will be fined.

2. High-quality employees may also be lost because there is no social security, which will affect the development of enterprises;

In addition, industrial injury insurance and maternity insurance are particularly affordable for small enterprises. Once something happens, it can be said that it is a big deal with small money.

4, ordered to pay within a time limit. That is, the administrative department of labor and social security orders the employer to pay all the expenses within a certain period of time;

5 overdue payment, each day overdue, the amount of overdue fine is 2% of the amount owed;

6. The person in charge who is directly responsible for the unpaid unit and other directly responsible personnel may be fined between 65,438 and 65,438+10,000 yuan.

Second, for individuals:

1, to provide basic living security for the elderly when they are weak and unable to work.

Pay old-age insurance, you don't need to pay it again when you reach a certain age, and you can start to receive a monthly pension. A pension is enough to guarantee you a comfortable old age. At this time, some people will advocate paying commercial endowment insurance and withdrawing it in the form of lump sum deposit, which seems to be cost-effective. In fact, considering the inflation rate, it is found that the security is far from being as impressive as expected. The social endowment insurance adopts the method of zero deposit and zero withdrawal, which makes the money very scattered and does not give you an intuitive feeling, but the security is very reliable. With the improvement of living standards, the length of retirement time will continue to increase. Therefore, Zhongcheng Manpower reminds that it is necessary to buy endowment insurance to ensure the quality of life in old age.

2. Providing life and living security in daily life, whether it is basic medical insurance, maternity insurance or industrial injury insurance, can play a role in accidents and properly protect life. Unemployment insurance and housing accumulation fund can provide living security and help you live and live when you are unemployed. ?

3. Buying a house, settling down, children's college entrance examination and buying a car are closely related.

With the increasingly strict purchase restriction policy in big cities, the point settlement policy is gradually popularized, which makes those who have not paid social security miserable. Buying a house, being backward, taking the college entrance examination for children, and buying a car to shake the number all increase the requirements for the payment period of social security, and the importance of paying social security is also more reflected.

4. Paying social security can reduce the payment of personal income tax.

Employees' social security will deduct the social security part before paying wages, which can reduce the payment of personal income tax. According to the national policy, employee social security is allowed to be withheld and remitted before tax. Therefore, the personal taxable base will be reduced, and the personal income tax to be paid will also be reduced.

Legal basis:

Regulations of Shenzhen Special Economic Zone on Social Endowment Insurance

Tenth employees to pay the basic old-age insurance premium monthly payment base for their total wages last month; The first-month payment base of employees who are newly employed, re-employed and newly established employers is their total wages in the first month. If the total wage exceeds 300% of the average monthly wage of employees in full-caliber urban units in Guangdong Province last year, it will be weighted by the average monthly wage of employees in urban non-private units and the average monthly wage of employees in urban private units, and the excess will not be included in the payment base; The payment base shall not be lower than the minimum wage standard announced by the Municipal People's government.

The payment base of the basic old-age insurance premium paid by the employer every month is the sum of the payment bases of the employees of the unit.

According to the minimum wage standard published by the Municipal People's Government, individual payers determine their own payment base within 300% of the average monthly salary of employees in full-caliber urban units in Guangdong Province in the previous year.

The local supplementary endowment insurance payment base of employees and individual payers is the same as my basic endowment insurance payment base.

Eleventh the employer shall pay the basic old-age insurance premium at 14% of the unit payment base every month, which shall be credited to the basic old-age insurance pooling fund; Employees pay the basic old-age insurance premium at 8% of their base monthly, which is credited to their personal accounts.

The employer shall pay the local supplementary endowment insurance premium at 1% of the employee payment base every month and record it in the local supplementary endowment insurance fund.

Individual payers pay the basic old-age insurance premium according to 22% of the self-determined payment base, of which 8% is credited to individual accounts, and 14% is credited to the basic old-age insurance pooling fund; Pay the local supplementary endowment insurance premium according to one percent of the payment base and record it in the local supplementary endowment insurance fund.

Article 12 The Municipal People's Government may, in accordance with the relevant provisions of the State and Guangdong Province, adjust the base and the lower limit of the payment ratio of the basic old-age insurance to the standards stipulated by the State and Guangdong Province.

When adjusting the lower limit of the basic old-age insurance payment base and the payment ratio, the Municipal People's Government shall make an announcement to the public and report to the Standing Committee of the Municipal People's Congress for the record.