How to explain to employees the truth of paying social security and provident fund?

Explain to employees the truth of paying social security and provident fund as follows:

(1) Old-age insurance-all individual contributions go into the individual pension account, and the money in the individual account also belongs to the individual. When calculating pensions, there are basic pensions in addition to personal account pensions.

The first situation is that the person who has received the personal account is still alive and the social security continues to be sent to death; The second is that the personal account is not collected, and the balance belongs to the individual and can be liquidated. In other words, if only personal input is considered, it is definitely appropriate.

(2) medical insurance-individual contributions directly enter the personal account of medical insurance, and some unit contributions are also included; Even if you haven't used overall reimbursement, your personal account still belongs to you.

(3) Work-related injury insurance and maternity insurance-individuals pay 0, and there is no investment from an individual perspective, only income.

(4) unemployment insurance-this is not a personal account design, and you really can't get money without unemployment; But the payment of this insurance is not high.

(5) Housing accumulation fund-the accumulation fund is an individual account, which includes not only individual contributions, but also unit contributions, all of which belong to individuals.