Is there a conflict between medical insurance for college students and medical insurance for urban and rural residents?

There is no conflict between residents' medical insurance and college students' medical insurance.

College students' medical insurance is paid in one lump sum at the beginning of school in September every year, and the scope of application is in the school. When college students graduate, insurance will be invalid, and urban and rural medical insurance is applicable at any time, as long as the payment is effective.

However, college students' medical insurance has been included in urban and rural residents' medical insurance, so college students' medical insurance and residents' medical insurance cannot be bought at the same time, and one person can only participate in one medical insurance. There is also a situation in which college students transfer their household registration to the school during their college years and participate in medical insurance for college students in the city where the school is located, but they have already participated in residents' medical insurance in their hometown before. In this case, if you are hospitalized, you can only choose one of them for reimbursement.

First, medical insurance for college students is a kind of medical insurance for residents. The differences include:

1, the payment is different. Generally speaking, the annual payment of college students' medical insurance will be cheaper;

2. The treatment time is different. The time limit for residents to enjoy medical insurance benefits is next year. According to the provisions of the insurance and timely payment of freshmen, from the date of employment to enjoy the benefits of social medical insurance for residents.

The scope of medical insurance for college students:

Full-time undergraduate and full-time graduate students who receive general higher education in various full-time ordinary colleges and universities (including private colleges and universities) and research institutes.

Medical insurance for college students: The hospitalization and outpatient medical care for college students are solved by participating in the basic medical insurance for urban residents where the school is located according to the principle of territoriality. College students pay fees according to local regulations and enjoy corresponding treatment, which is not lower than that of local urban residents. At the same time, in accordance with the existing regulations, continue to do a good job in the daily medical work of college students, so as to facilitate their timely medical treatment.

Legal basis:

Legal basis:

People's Republic of China (PRC) social insurance law

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.