How can social security be refunded when a person dies?

When a person dies, the original premium and personal account can all be returned, and the medical expenses before death can be reimbursed according to regulations. If an individual who participates in the basic old-age insurance for employees dies due to illness or non-work, his survivors can receive funeral subsidies and pensions. The individual account part of the endowment insurance paid before can be applied for refund, and the unit part has been included in the overall account and cannot be returned. To go to the social security service window, you need to bring the following materials:

1, the original and photocopy of the ID card of the agent's relatives;

2. A copy of the original cremation certificate of the deceased;

3. A copy of the deceased's own bank account.

If the deceased himself does not have a bank account, a copy of the bank account of his relatives shall be provided, but the unit shall also issue a certificate to prove the relationship between his relatives and the insured employees, and collect the ID number, bank account, bank name, branch name, account name and official seal of his relatives.

Relatives or heirs who originally participated in the insurance and paid social security contributions can enjoy the following benefits:

1, to receive the accumulated balance of the personal account of the insured payer;

2. Funeral allowance: 3 times the average monthly salary of employees in this city in the previous year at the time of his death;

3. One-time pension: for those who support their relatives 1, 2/and 3/above, they shall be paid at 6 times, 9 times and 12 times of the average monthly salary of employees in the previous year respectively.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions;

Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Article 14

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.