Can the pension insurance of the two places be merged?

To be transferred first and then cleared by the social security institutions in the place of transfer; regardless of which system to receive benefits, only the corresponding individual contributions and collective subsidies principal of the urban and rural residents' old-age pension insurance duplication of the time period of contributions will be refunded, and the part of government subsidies and interest will be combined with the amount of the individual account.

According to the Interim Measures for the Convergence of the Urban and Rural Pension Insurance Systems:

Article 8 Participants shall not receive urban workers' pension insurance and urban and rural residents' pension insurance benefits at the same time. For those who receive both urban workers' pension insurance and urban and rural residents' pension insurance, the relationship between urban and rural residents' pension insurance shall be terminated and dissolved, the balance of the individual account except for government subsidies shall be returned to the person concerned, and the basic pension for urban and rural residents' pension insurance that has been received shall be returned.

If the person does not return the money, the social insurance agency shall be responsible for deducting it from the balance of the individual account of urban and rural residents' pension insurance or from the basic pension of urban workers' pension insurance.

Article 9 When an insured person goes through the procedures for convergence of the urban and rural pension insurance systems, the following procedures shall be followed:

(1) A written application for convergence of the pension insurance systems shall be submitted by the insured person to the social insurance agency in the place where he receives his benefits.

(2) The social insurance agency in the place of entitlement accepts and examines the written application of the insured person, and if the conditions stipulated in these Measures are met, it issues a contact letter to the social insurance agency in the place of the insured person's former urban workers' pension insurance or urban and rural residents' pension insurance relationship within 15 working days and provides relevant information; if the conditions stipulated in these Measures are not met, it gives an explanation to the applicant.

(3) Within 15 working days of the receipt of the contact letter, the social insurance agency in the place where the insured person's former urban workers' pension insurance or urban and rural residents' pension insurance relationship was located shall complete the transfer of information on participation and payment of premiums for the convergence of the systems and the procedures for the transfer of funds.

(4) Upon receipt of the funds transferred by the social insurance agency in the place of entitlement from the social insurance agency in the place where the participant's former urban workers' pension insurance or urban and rural residents' pension insurance relationship is located, the social insurance agency shall complete the relevant formalities within 15 working days, and notify the applicant of the situation in a timely manner.

Expanded Information:

According to the "Urban and Rural Pension Insurance System Convergence Handling Regulations (for Trial Implementation) Article 8: Where a participant is enrolled in both urban workers' pension insurance and urban-rural residents' pension insurance in the same year, the social security institution in the place of transfer shall refund the corresponding individual contributions and collective subsidies for the duplicated contribution period of urban-rural residents' pension insurance in accordance with the following procedures:

(1) Conducting an information comparison to determine the duplicated contribution period. The duplicate time period is the number of months of duplicate contributions for each year of urban and rural residents' pension insurance and urban workers' pension insurance.

(ii) Determine the amount of refund of duplicate contributions, generate and print the "Urban and Rural Pension Insurance Duplicate Contribution Refund Form" (Annex 6). Calculation of the amount of refund of duplicate contributions:

Annual amount of refund of duplicate contributions = (annual individual contribution principal + annual collective subsidy principal)/12 x number of months of duplicate contributions;

Total amount of refund = the sum of the amount of refund of duplicate contributions for each year.

(3) The amount of refund of duplicate contributions shall be returned to the insured person and the person shall be notified of the situation.

Article 9 In the event that a participant receives both urban workers' pension insurance and urban and rural residents' pension insurance benefits, the social security institution in the place where the urban and rural residents' pension insurance benefits are received shall be responsible for terminating the relationship between the participant and the urban and rural residents' pension insurance, approving the amount of the duplicated urban and rural residents' pension insurance basic pension, and notifying the participant of the refund. After the participant's return, the balance of his/her urban and rural residents' pension insurance personal account (minus government subsidies, the same below) will be returned to him/her.

If the insured person does not return the duplicate urban and rural residents' basic pension, the social security institution in the place where the urban and rural residents' pension insurance benefits are received will deduct the amount from the balance of his or her urban and rural residents' pension insurance personal account, and the balance of the personal account will be returned to him or her after the deduction.

If a participant's personal account balance is insufficient for offsetting, the social security institution in the place where the urban and rural residents' pension insurance entitlement is received sends the "Notice of Repeatedly Receiving Pension Insurance Entitlements to Assist in Offsetting" to the social security institution in which the participant receives urban workers' pension insurance entitlement to notify him or her of the assistance in offsetting.

After completing the offset, the social security institution where the participant receives urban worker's pension insurance treatment shall transfer the full amount of the assisted offset to the designated bank account of the social security institution where the participant receives urban and rural resident's pension insurance treatment, and at the same time, transmit the "Reply Slip for Assisting in Offsetting of Repeatedly Receiving Pension Insurance Treatments".

Baidu Encyclopedia - Interim Measures for Convergence of Urban and Rural Pension Insurance Systems