What loans are easy to get through?

1. What loan terms are simple and easy to pass?

If you have a China Merchants Bank card, you can log in to mobile banking, click My-All-Loan-I want a loan, and try to apply for a "lightning loan" through this interface. The maximum loan amount of "lightning loan" is 300,000 yuan, and the minimum loan amount is 1 1,000 yuan; Your specific limit will be verified according to your business situation in our bank. You can check it after your application is successful.

Second, what are the easy online loans?

Kakadai

Information: ID card, short version of the central bank's credit report, credit card, provident fund or social security;

Amount: 1 thousand to 50,000;

Comments: The first time was good, but the second time was difficult. Provident fund or social security, which contribution coefficient is higher, the provident fund I chose only gave 20 thousand. According to the social security contribution coefficient, I should be able to get 30 thousand.

It's really easy to borrow (formerly YaoYaoDai)

Information: Sesame, JD.COM, real-name mobile phone, QQ number;

Amount: up to 5W;

Comments: If you have social security, provident fund, real estate, driver's license, work permit and marriage certificate, you can submit the certification, and the pass rate will be greatly improved.

Wallet loan

Data: identity information, bank card information, operator authentication, sesame authentication and JD.COM authentication;

Amount: 1 thousand to 20,000;

Comments: Mobile phones with real names for more than half a year can improve the pass rate by authenticating JD.COM or Sesame Credit Score, and the new account rate is around 40%, so they can be borrowed repeatedly.

Vivian Diane

Data: authentication, real-name mobile phone, learning information;

Amount: 1 thousand to 2 thousand;

Comments: A freshman, a college student, needs to learn information about letters. The longest period is 20 days, and the next period is about 45% in payout ratio.

long-term loan

Information: sesame seed, ID card, Alipay real name authentication;

Amount: 1 0,000 to 1 0,000;

Remarks: Be sure to fill in the work information in detail. Working hours and stability directly determine the payment rate. Pay attention to the same delivery address as Taobao when applying, which is a conscience for my brother who has a stable job.

Quick loan, quick loan

Information: ID card, operator authentication, Taobao account authentication;

Amount: 1, 000 to 8,000;

Comments: Quick loan is a good start, and 25 regions have been opened, covering basically the whole country. Need to provide the central bank's credit report.

Atomic loan

Formerly known as ultra-fast loan, it belongs to unsecured pure online loan products.

Loan amount: moonlight loan amount is 500- 1000 yuan, and atomic loan amount is 2000-20000 yuan.

Loan time: Yueguangjiao 1-4 weeks; Atomic loan phase 3-24

Next payment time: the fastest payment time 10 minute, and the average atomic loan 1 day.

PS: This account is easy to review and fast to lend money. Basically, as long as sesame seeds score 600 points, it will take 15 minutes to make a payment.

Use Qian Bao.

A pure online credit loan APP is suitable for people with short-term difficulties.

People applying for loans: white-collar or blue-collar workers with fixed income, regardless of occupation.

Loan amount: 500-5000 yuan

Loan term: 7-30 days, short-term turnover.

Loan interest: differentiated pricing, with a daily interest rate of 0.25%-0.3%.

Audit receiving time: the fastest payment time is 30 minutes.

PS: Qian Bao is divided into four grades: green card, blue card, silver card and gold card. The gold card has the highest amount, and it can be withdrawn if the repayment is successful, but it will be very powerful if it is overdue.

Gitzo cash loan

Gitzo launched another loan product in stages.

Applicant: I have a job with a monthly income of not less than 2,000 yuan.

Loan amount: 5000-40000 yuan.

Loan interest: the monthly interest is between 1.5%- 1.7%, and there are certain management fees and service fees.

Time for receipt of audit: the fastest audit time is 45 minutes, and the loan is usually released on the next working day.

PS: Besides the ID card, you need to submit documents, including at least one of five items: social security card/medical insurance card, driver's license, bank card, household registration book and work permit.

make a touch

A credit loan APP product that students can also apply for at school.

Loan amount: 500-2,000 yuan

Loan term: 1-3 months.

Loan interest rate: the daily interest rate is 0.03%, but the repayment method is to repay the principal in one lump sum.

Key Tip: Individuals need to use the second-generation ID card to take front and back photos, and they need the authorization of the operator.

Quick loan

A mobile phone loan APP product.

People applying for loans:/kloc-people over 0/8 years old who have worked for more than half a year.

Loan amount: 1 1,000-8,000 yuan; Large loan of 654.38+0.0000-200,000 yuan.

Term of loan: 65438+ 0-6 installments of extremely fast loan and 6-24 installments of large loan.

Review of the next repayment time: the fastest loan 10 minute.

PS: To apply for this slot, you must have a Taobao account, and the mobile phone must be registered in the real name registration system; Those who have social security accumulation fund can get large loans.

Magic cash

A mobile phone loan APP product.

Loan amount: 1000 yuan-5,000 yuan

Loan term: 28 days

Review the next payment time: the day of the next payment

PS: The real name of the mobile phone number can basically be used for the next payment, and the next payment ratio is high.

Jianghu emergency

Loans that can be applied for on WeChat and mobile apps.

Loan amount: maximum 1000 yuan.

Loan term: 1-4 weeks

Audit arrival time: earliest 10 minute.

PS: If the information is complete, you can basically make the next payment, but there is one disadvantage. If it is overdue, it will be reported to the People's Bank for credit, so you should be especially careful.

Caocaodai

Another micro-loan product.

Applicant: white-collar workers and college students.

Loan amount: 200-3000 yuan

Review the next payment time: 30 minutes at the earliest, and generally the next payment can be made on the same day.

PS: Without telephone audit, the loan cannot be granted.

Lightning loan

Short-term credit products

Loan amount: 1000- 10000 yuan.

Loan term: 2 1 day

Time of receipt of audit: the earliest payment of the day.

PS: The next repayment of lightning loan must be bound with a credit card. Without this as a guarantee card, you can't get a loan.

Cash bus

Emergency micro-loan products

Loan amount: 500- 1000 yuan.

Loan term: 7 days, 14 days.

Audit arrival time: 20 minutes at the earliest.

PS: This account is fast. Social and e-commerce accounts may be checked. Press this credit.

Third, which loan platform is easy to pass?

At present, the formal lending platforms are: Huabai, Ant Borrowing, Alipay Online Bank, Rongding Baidai, Zhaolian Good Term Loan 1, and a "consume first, then repay" service launched by Huabai Alipay. Users with a sesame score of more than 600 have the opportunity to apply for opening a "flower garden". At present, the amount of "flower garden" is between 2500-30000 yuan. Users can use it to shop in Tmall Mall or Taobao, and make repayment on the following month 10 after confirming receipt. As long as the repayment is made on time, there is no handling fee. 2. Alipay Online Banking Alipay Online Banking still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is 1 000 yuan, the expected annualized interest rate on the loan day is 0.05%, and the loan term is 1.2 months. Use the average capital repayment method. If there is demand, recommend Xiaoman Finance under Baidu Finance. The company is licensed to operate formally in industrial and commercial registration and Chongqing, and cooperates with licensed financial institutions such as regular banks and consumer finance companies to provide services. Interest expense is open and transparent, and there is no hidden charge. The minimum daily interest rate is 0.02%, and the annualized interest rate is 7.2%. The maximum amount is 200,000, and it will be received in 3 minutes at the earliest. The actual interest rate is determined by the system according to the comprehensive situation of users, and the pricing is differentiated. In order to provide better services, the borrowing funds with money mainly come from licensed financial institutions such as regular banks, companies and consumer finance companies, such as China Agricultural Bank, Postal Savings Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank, Bohai Bank, Bank of Beijing, Bank of Guangzhou, China Post Consumer Finance and Yin Bei Consumer Finance. 3. Ant Borrowing Alipay's loan business is called Ant Borrowing. Users do not need to submit complicated personal materials and financial certificates, and the loan can be completed in 3 seconds at the earliest. This service is located in "Credit Life" in "Sesame Credit". Specifically, you only need to open Alipay wallet, click Wealth to check sesame credit score, and then click Credit Life menu to see "Ant Borrowing". To use this service, users who need sesame scores above 600 can apply for loan lines ranging from 1000 yuan to 300,000 yuan. The specific amount needs you to log in to Alipay and enter sesame credit inquiry. 4. Zhaolian Good Loan Zhaolian Good Loan is a loan of Alipay Life Number under Zhaolian Finance. The maximum amount can be recycled and the daily interest rate can be as low as 0.029%. The borrower 18-50 years old is required, and the sesame score is above 550.