How much do you get every month after social security 15? Which grade has the highest cost performance?

How much do you get every month after social security 15? Which grade has the highest cost

How much do you get every month after social security 15? Which grade has the highest cost performance?

How much do you get every month after social security 15? Which grade has the highest cost performance?

Which grade is the best in social security?

Individuals generally participate in social security in the following four grades: minimum (40%), first (60%), second (80%) and third (100%).

The minimum pension payment (40%) consists of endowment insurance, basic medical assistance (8.5%, 1%) and monthly payment of 548.57 yuan. (Standards may vary by location)

It is reasonable to pay which grade or determine the grade according to personal ability. If the ability is high and the economy allows, the payment can be made according to the highest grade; If the personal salary is not very high, the lowest salary is more appropriate.

The specific social insurance premium payment rates are as follows:

Units and individuals pay 22% and 8% of the old-age insurance premium respectively;

Medical insurance, individuals and units pay 2% and12% respectively;

Unemployment insurance, individual and unit contributions 1%, 2%;

Maternity insurance only pays 0.50%, and individuals do not pay;

Work-related injury insurance only pays 0.5%, and individuals do not pay it.

The monthly social insurance premium standard of individual insurers is divided into four grades: minimum (40%), first grade (60%), second grade (80%) and third grade (100%). The minimum old-age pension (40%) consists of old-age pension, basic medical care+mutual aid for serious illness (8.5%+ 1%) and maternity insurance. The monthly contribution is 548.57 yuan.

The monthly payment for the first installment is 692.37 yuan, the second installment is 835.97 yuan and the third installment is 979.77 yuan. How much do you get every month?

Pension calculation formula: monthly pension = monthly personal account pension+basic pension. For example, Xiaohong retired at the age of 60 in 20 15.

Before Xiaohong retired, she paid social security fund 1 19340 yuan in 2005, and her personal account balance was 47,736 yuan. Xiaohong's previous income was 60% to 300%, with 60% as the payment base. His first pension is 1006.42 yuan.

The calculation method is as follows: (1) monthly basic pension: (47736×0.6)/2× 15%/ yuan; (2) Personal account pension: 47736/ 139/343.42. Total: 663 yuan +343.42 yuan = 65438 yuan +0006.42 yuan.