What about social security when I go home?

1. At present, it is stipulated that social security can be transferred and merged with the transfer of people's work place. 2. Because you are a rural hukou, you can't apply for individual social security contributions at the local social security bureau. (Agricultural household registration can't apply for social security, so you can only buy new rural insurance. If you don't have a work unit in your hometown at present, you can't apply for a social security account at the local social security bureau. You can't merge the social security handled by Zhongshan now. After re-employment, you can apply for a social security account through your company, and then you can apply for a social security account merger. Social security transfer and merger will not affect your accumulated payment period. Since you have been insured and paid social security in Zhongshan for 9 years, I suggest that you don't move back home for the time being. Because social security has been paid for 10 years in the same area, when you reach the legal retirement age, the accumulated payment will reach the minimum payment period stipulated by social security 15 years. You can choose to go through the retirement formalities at the place where you register, or you can choose the place where you have paid 65,438+00 years. Therefore, if you have paid in Zhongshan for 10 years, or worked in other places for at least 5 years, and then reach the legal retirement age, you can transfer the social security fund account of the other 5 years to Zhongshan social security account for merger, and then go through the retirement formalities in Zhongshan Social Security Bureau, so that you can enjoy the same retirement benefits as Zhongshan household registration residents. Those who have been insured and paid social security for 9 years in Zhongshan and at least 6 years in other places can only move back to the social security bureau where they are registered to go through retirement procedures and enjoy retirement benefits for residents in the registered place. 4. The minimum payment period of social security is 15 years, and you can enjoy a monthly pension when you reach retirement age. Legal retirement age: 60 for men and 50 for women. 5. In case of unemployment, social security contributions can be suspended. As long as you have paid 15 years before the statutory retirement age, you can enjoy the monthly pension after going through the retirement formalities at the retirement age. 6. After paying social security 15 years, retirement pension is the lowest and most basic guarantee. Because social security means that the longer the payment period, the more contributions, and the more pensions you receive when you retire.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.