Proportion of payment of five insurances and one gold in different places

First, the five insurance and one gold reduction policy

The Politburo Standing Committee (PSC) and Li Keqiang, Premier of the State Council of the People's Republic of China of the Communist Party of China hosted a symposium on economic situation led by some provincial (municipal) governments in Beijing. Premier Li said that it is necessary to reduce fees and support all localities to proceed from reality and reduce the "five insurances and one gold" in stages under the framework of national unity.

2. What are five insurances and one gold?

Five insurances and one gold include: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund.

Payment ratio of five insurances and one gold

The contribution rate of endowment insurance is 28%, of which the unit contribution rate is 20% and the individual contribution rate of employees is 8%.

The medical insurance premium rate is 8%, of which the unit premium rate is 6%, the employee premium rate is 2%, and the individual industrial and commercial households and flexible employees premium rate is 8%.

The unemployment insurance rate is 3%, of which the unit rate is 2% and the employee rate is 1%.

The contribution rates of industrial injury insurance are 0.6%, 1.2% and 2% respectively, and the unit bears all the contribution rates, and the individual does not pay.

Maternity insurance payment rate is 0.7%, the unit bears all the payment rate, and the individual does not pay.

The contribution ratio of housing provident fund: unit 6%- 12%, individual 6%- 12%.

Third, which cities have reduced their five insurances and one gold?

Recently, Shanghai, Guangdong, Tianjin, Yunnan, Gansu, Hangzhou, Zhejiang, Xiamen, Fujian and other regions have successively introduced new policies to reduce social security rates to varying degrees. Inner Mongolia remains unchanged for the time being.

4. What happened to our salary after the reduction of five insurances and one gold?

On the one hand, there is a balance in the social security fund; on the other hand, the economic development in China has entered a new normal, which can reduce the burden on enterprises, and the original salary has not changed.

5. Will the rate reduction affect social security benefits?

Reducing the social security rate will not affect the social security benefits of employees. Social security benefits are established, which is the number of contributions promised by the state. It will not be said that there is a funding gap to reduce welfare. But from an indirect point of view, the adjustment of the rate may affect the sustainability of the social security fund, and then the pace of increase will slow down.

6. How to inquire about five insurances and one gold?

1, online query

Log on to the website of your city's Human Resources and Social Security Bureau and inquire about five insurances and one gold. Website of Human Resources and Social Security Bureau

2. Telephone enquiry

The unified telephone number of the municipal endowment insurance center is 12333 (plus the telephone area code of the city where you live). At the same time, you can also inquire about the handling of endowment insurance, pension payment (payment), pension transfer and other issues.

3. Counter consultation

You can also hold my ID card or social security card number directly to the endowment insurance agency of the municipal labor and social security department for inquiry.

4, department query

Social security inquiries can also be made in the subordinate district-level labor and social security departments in your different regions. You can call the local social security bureau and make an inquiry. Timely supplementary protection.

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