Can I overdraw my social security card?

Social security cards cannot be overdrawn, not credit cards, but only credit cards. The Social Security Card of the People's Republic of China is an integrated circuit (ic) card, which is uniformly planned by Ministry of Human Resources and Social Security and issued to the public by local human resources and social security departments, and used in various business fields of human resources and social security.

The financial application of social security card with financial function is RMB debit application, and the credit function is not supported at present. The card medium of this card is generally a contact chip card, but there are also social security cards with contact+non-contact dual-interface cards issued by banks. The social security card temporarily transits in the form of a chip and a hidden magnetic stripe composite card. The chip should include human resources, social security applications and financial applications at the same time.

The social security card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law. Social security card integrates financial functions and is unified throughout the country.

Extended data:

The social security card has the following functions:

1, accept employment service. In the whole country 179 cities (accounting for 48. 1% of the total), job registration with social security cards has been realized; 178 the city has achieved employment registration; 164 urban registered unemployment; 142 city realizes postal information query; 129 towns realize real-name registration of vocational training; 1 18 Collection of subsidy funds for urban employment support policies.

2. receive a pension. 27 1 city (accounting for 72.8%) has realized the inquiry of pension benefits such as pension insurance; Retirees in 259 cities can receive pensions with social security cards; 248 cities applied for pension insurance benefits; 242 cities have achieved treatment and qualification certification; 2 10 cities have realized the administrative examination and approval of retirement qualifications.

3. reimbursement for medical treatment. This is one of the most popular functions of social security card at present. 346 cities across the country (accounting for 93%) have realized instant settlement of medical expenses with social security cards; 335 cities have achieved drug purchase settlement in pharmacies; 3,365,438+0 cities have applied for reimbursement of medical expenses; 328 towns have achieved hospitalization registration;

327 cities have realized the view of the settlement records of medical treatment and drug purchase expenses; 3 17 Cities use social security cards to record medical insurance benefits registration information; 3 15 City handled medical treatment in different places; 365,438+03 cities have realized medical services such as one-card diagnosis and treatment, taking medicine, etc. 247 cities and towns have collected funds for reimbursement of medical expenses.

4. Apply for industrial injury insurance benefits. 190 city to realize the query of industrial injury medical expenses settlement records; 185 the city has received work-related injury allowance; 183 cities have achieved work-related injury identification; 170 cities have achieved labor ability appraisal; 167 cities have realized the reimbursement of medical expenses for work-related injuries; 152 cities have realized immediate settlement of medical expenses for work-related injuries.

5. Apply for unemployment insurance benefits-196 cities (accounting for 52.7%) have applied for unemployment insurance benefits; 194 city realizes unemployment insurance benefits information query; 18 1 city has received unemployment benefits; 166 cities realize the receipt of unemployment benefits.

6. Enjoy maternity insurance-259 cities (69.6%) applied for maternity insurance benefits; 254 cities have realized the information inquiry of maternity insurance benefits; 2 1 1 the city realizes the instant settlement of medical expenses for card-holding maternity; 198 cities have realized card-holding to receive maternity allowance.

7. Insurance inquiry-Has the company provided itself with social security? There are 299 cities (accounting for 80.4%) in China that have realized the inquiry of cardholders' personal insurance information; 282 cities have realized the query and printing of insurance payment vouchers; Holding a card in 225 cities can complete the independent payment of social security individuals.

People's Network-How many things can a social security card do?

Baidu Encyclopedia-Social Security Card of the People's Republic of China