Job Recruitment Website - Social security inquiry - 15 can I get a refund if I don't pay the social security and die in the middle?

15 can I get a refund if I don't pay the social security and die in the middle?

Those who have not paid social security 15 years will return some personal accounts when they die.

If the social security has not been paid for 15 years, and one person dies and gets a refund, the social security bureau will return his personal account in full, and the principal and interest of government subsidies and collective subsidies will not be returned to the individual, but will be returned directly to the government.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

Social security refund only has the following three situations:

1, which is the personal part paid by the insured when the insured dies;

2. The insured person reaches retirement age, but the payment does not meet the retirement age and is unwilling to continue to pay. He can also transfer social security to the local new rural insurance or urban residence insurance, or receive a monthly pension;

3. Go abroad to settle down.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.