Changzhou minimum standard of five insurances and one gold

The company pays the minimum standard of five insurances, and the proportion of units and individuals is generally: the pension insurance unit bears 20% and the individual bears 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit 2%, individual1%; 1% maternity insurance shall be borne by the unit; 0.8% of work-related injury insurance is also borne by the unit, and individual employees do not need to bear maternity and work-related injury insurance.

1, basic old-age insurance: 20% for units and 8% for individuals.

2. Basic medical insurance: unit 8%, individual 2%+5 yuan/person/month.

3. Unemployment insurance: 2% for the unit and 0/%for the individual.

4. Maternity insurance: the unit is 0.8%, and individuals do not have to pay.

5. Work-related injury insurance: 0.5%-2% of the unit (the industry differential rate is implemented according to the risk), and individuals do not have to pay.

6. Provident fund: various enterprises and employees 10%- 12%, government institutions and employees 12%, new employees 15%, freelancers, individual industrial and commercial households and their employees 20%. Calculation method of the minimum standard of five insurances and one gold in Changzhou;

Minimum deposit amount per unit = lower limit of deposit base 1660 yuan * minimum ratio 10%.

Personal minimum deposit = lower limit of deposit base 1660 yuan * minimum ratio 10%.

1, upper and lower limits of provident fund deposit base

In 20 14 years, the upper and lower limits of the deposit base of housing provident fund increased by about 12% compared with the previous year, that is, the upper limit of the deposit base was 15620 yuan; The lower limit of the deposit base: Changzhou (including Wujin District) is 1.660 yuan, and Jintan City and liyang city City are both 1.440 yuan.

2, the upper and lower limits of social security payment base

In the current payment year, the social insurance payment base of employers and their employees who participate in enterprise social insurance at the city level is: the employer takes the total wages of all employees as the payment base, but the per capita monthly payment base shall not be less than 2564 yuan; Employees take their total wages as the payment base, but the upper limit of the monthly payment base shall not be higher than 14496 yuan, and the lower limit shall not be lower than 2564 yuan.

Individual industrial and commercial households and flexible employees participate in the basic old-age insurance for employees of enterprises at the city level, and the monthly payment base is divided into four grades: 14496 yuan, 4832 yuan, 2899 yuan and 2564 yuan. In the current payment year, individual industrial and commercial households and flexible employees can pay any one of the above four payment bases. Participate in the basic medical insurance for employees at the city level (including basic medical insurance for hospitalization), and the monthly payment base for the current payment year is 2564 yuan.

Jintan City, liyang city City and Wujin District will also formulate specific local adjustment measures in the near future according to the spirit of provincial and municipal documents and local conditions.

legal ground

People's Republic of China (PRC) social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.