I have a social security card. I just got the medical insurance passbook of Bank of Beijing some time ago. Does the social security card not include medical insurance? How can I get this passbook back

I have a social security card. I just got the medical insurance passbook of Bank of Beijing some time ago. Does the social security card not include medical insurance? How can I get this passbook back? The social security card is the voucher for you to see a doctor, and it is also the basis for real-time settlement of social security, while the deposit of Bank of Beijing is converted into cash every month according to the payment amount. Employees with a monthly salary of several thousand yuan are generally only one or two hundred yuan a month. Social security card and Bank of Beijing medical insurance card have different functions.

According to the medical insurance policy, the money in the personal account is used for the insured to see a doctor and buy medicine. In most parts of the country, it is stipulated that the money in personal accounts can only be used for personal medical treatment or hospitalization, and cannot be freely withdrawn. But the situation in Beijing is different. Insured people can withdraw money from the medical insurance passbook at any time.

The basic medical insurance for employees in Beijing consists of two parts: individual account and overall fund. Deduct a certain percentage from the medical insurance premiums paid by employers and individuals and include it in personal accounts.

Individual employees pay 2% of the average salary of the previous year, and the proportion of unit contributions varies according to the age of employees. Take employees under the age of 35 as an example, the unit contribution is 0.8% of their monthly salary base. In other words, 2.8% of the wages of employees under the age of 35 have entered personal accounts. The money in the personal account will be remitted to the insured's medical insurance passbook every month.