What does the monthly payment base of medical insurance mean?

Legal analysis: the basic medical insurance premium is paid by the employer and individual employees. The employer shall pay 8% of the total wages of employees in the previous year; On-the-job employees pay 2% of the salary income of the previous year. If the sum of the basic medical insurance premiums paid by individuals is greater than the total wages of the unit, the sum of the individual payment bases shall be taken as the unit payment base. The newly established employer's total salary last month is the payment base; The monthly salary of new employees is the base of payment. If the per capita payment wage of the employer is lower than the average wage of employees in the whole city in the previous year or the total wage cannot be determined, the average wage of employees in the whole city in the previous year shall be the payment base.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.