What is the difference between commercial endowment insurance and social security endowment insurance? Which is better?

The biggest difference between commercial pension insurance and social security pension insurance is that social security pension insurance is a comprehensive and basic social insurance system provided by the state. Commercial endowment insurance is a commercial insurance that we buy in order to get a richer old-age life. Compared with social security pension insurance, the premium of commercial pension insurance is generally more expensive, and the pension that the insured can get will be higher.

Many friends think that with social security pension insurance, there is no need to buy commercial pension insurance. However, this idea is actually wrong. If you don't know much about this, you can read this article written by your senior sister: Do you want to buy commercial pension insurance if you have social security pension? How to buy?

Senior sister thinks that both commercial endowment insurance and social security endowment insurance are worth buying. Social security endowment insurance is a national welfare with relatively low premium, which can guarantee the basic living needs of the elderly in the future. And commercial endowment insurance can make us have the economic conditions to live a richer old-age life.

Moreover, the trend of population aging in China is severe, and the national pension reserve is getting less and less. In this context, commercial endowment insurance is the insurance that everyone should buy! Of course, not all commercial endowment insurance is worth our insurance. Want to know how to buy commercial endowment insurance, you can poke the following link: Top Ten Cost-effective Commercial Endowment Insurance!

In addition, don't forget to buy yourself a compulsory insurance before buying endowment insurance. It usually takes a long time to pay back the endowment insurance, so if the insured suffers from serious illness soon after purchasing the endowment insurance, the income from endowment insurance alone may not be able to solve the medical expenses for the insured.

How to buy health insurance is also a question asked by universities. If you are an insurance white, senior sister suggests reading the following article before buying health insurance: Is it necessary to buy health insurance? These routines must be paid attention to!

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