How to return the insured amount when the endowment insurance for urban and rural residents surrenders?

You can surrender by understanding the surrender regulations, preparing relevant materials, submitting surrender applications, reviewing and handling, and checking refunds.

First, understand the terms of surrender.

Before applying for surrender, you need to know the local regulations on the surrender of endowment insurance for urban and rural residents. The regulations in different regions may be different. It is recommended to go to the local social security department or consult relevant institutions to understand the specific surrender conditions and procedures.

Second, prepare relevant materials.

Prepare relevant application materials according to the surrender regulations. It usually includes personal identification, proof of payment of endowment insurance, application for surrender, etc. Ensure the authenticity and integrity of the materials, so as to smoothly handle the surrender procedures.

Third, submit an application for surrender

Submit the prepared application materials to the local social security department or the designated agency. When submitting an application, pay attention to the accuracy and completeness of the materials to avoid the failure of the application due to material problems.

Four. Review and processing

The social security department will review the submitted surrender application to verify the identity and payment of the applicant. After the examination and approval, the applicant will surrender the insurance in accordance with relevant regulations and return the insured funds to the account designated by the applicant.

Verb (short for verb) Check the refund.

After the surrender application is processed, the applicant needs to pay attention to his bank account and check the refund. If you have any questions or have not received a refund, you can contact the social security department or the agency in time to inquire.

To sum up:

The endowment insurance for urban and rural residents can be surrendered by understanding the surrender regulations, preparing relevant materials, submitting surrender applications, reviewing and handling, and checking surrender. In the process of surrender, the applicant is advised to pay close attention to the notice and requirements of the social security department to ensure the smooth implementation of the surrender application.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14 stipulates:

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.