How to use social security?

1. The social security card has a financial account. After activation, it can be used as a bank card. The insured needs to deposit money into it by himself. The way to withdraw money is the same as a bank card. You can get it at the ATM or at the bank counter.

2. Social security cards and medical insurance cards in some areas are the same card, and medical insurance cards are divided into personal accounts and overall accounts. Among them, the money in the overall account can definitely not be taken out, while the money in the personal account can be taken out if it meets one of two conditions.

General rural hukou can be surrendered, and urban hukou needs to be transferred.

So according to your actual situation, you can apply for social security transfer or surrender.

(a) the transfer procedures need to be applied by the social security bureau of the transfer place, and then the social security bureau of the transfer place can apply with my ID card and endowment insurance materials.

Well, medical insurance does not support transfer from other places, and it can only be used at the place of purchase, that is, other varieties can only be used locally.

In the overall planning area, you can handle the transfer relationship at will, and in the non-overall planning area, you can only transfer the old-age insurance to the social security bureau where the account is located. So, if your account is local, you can handle the transfer.

For inter-provincial and inter-city transfer, the procedures need to be applied to the social security bureaus of the two places respectively, and only personal accounts can be transferred. Personal accounts and overall accounts cannot be taken away together, so be prepared psychologically.

The use of social security card:

The social security card can be used as the identity document of residents, and the card number of the social security card is always consistent with the personal identity card number. Social security card has the function of financial account. After activating the financial account, it can be used as a bank card with the function of depositing and withdrawing money. Social security cards can also be used to query personal social security account information and make medical insurance reimbursement.

Legal basis:

Article 14 of the Social Insurance Law of People's Republic of China (PRC)

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.