17' s pension has been continuously increased. Do you know five realistic reasons for raising pensions for retirees?

Due to the special circumstances of last year, the development of many industries in China was frustrated and the overall economic growth slowed down. Many people don't have much hope for this year's pension increase, but what is the real situation? In fact, as early as the beginning of 20021,the official media and industry authorities have confirmed the good news that pensions will continue to rise 17. So why does the country raise the pension for retirees every year? I think there are five practical reasons.

First, the pension has increased by 16.

Since the establishment of the pension adjustment mechanism in 2005, China's pension has achieved a sustained growth of 16, and retirees have high expectations for the upward adjustment of pensions. If the increase suddenly stops in 2026, 5438+0 will have little impact on people with high pension level, but it will cause dissatisfaction among some low-income groups and may threaten social harmony and stability. In addition, in the process of raising pensions every year, local governments will give more money to retirees of enterprises with low pension levels and less money to retirees of government agencies and institutions. This way of controlling the level is also conducive to maintaining social equity.

Second, the price level continues to rise.

Raising retirees' pensions every year is actually to cope with the rising cost of living brought about by rising prices. Here is a simple example for everyone. In 2020, the national consumer price index will increase by 2.5% over the previous year. In other words, what was originally available at 100 yuan now costs 102.5 yuan to buy the same thing. As prices rise, the purchasing power of money declines. If you don't give retirees more pensions, you will have to scrimp and save, and the quality of life will not be guaranteed.

Third, per capita income is increasing.

In 2020, the per capita disposable income of the national residents will be 32 189 yuan, a nominal increase of 4.7% over the previous year, and a real increase of 2. 1% after deducting the price factor. Retirees can't stay in their jobs because of the deterioration of their physical function, but they have made great contributions to the national economic construction, and they should share the fruits of current economic development and raise their pensions simultaneously with the on-the-job workers.

Fourth, the endowment insurance fund has a balance.

In 2020, although the state reduced or exempted the payment of three social insurances for small and medium-sized enterprises, according to a spokesperson of Ministry of Human Resources and Social Security, in 2020, the total income of these three social insurance funds was 5.02 trillion yuan, the total expenditure was 5.75 trillion yuan, and the accumulated balance was 6.10.3 trillion yuan, so the fund operation was generally stable. By 202 1, social security will be fully paid. Generally speaking, the pension fund still has a large balance, which is enough to support the pension increase of 202 1. In addition, by the end of 2020, the provincial-level overall planning of endowment insurance has been fully completed, and the mutual assistance capacity of pensions has been greatly improved, which can ensure that the raised pensions are paid in full and on time.

Fifth, encourage young people to pay.

Nowadays, young people are reluctant to pay social security fees prematurely because of the pressure of payment and the delay in the adjustment of retirement policy. , resulting in the loss of a large amount of funds in the pension fund account, and the stability and long-term operation of the pension fund are threatened. If the country wants to mobilize the enthusiasm of young people to pay subjectively, it should let them see the high return of paying social security. Raising the pension every year is an important embodiment of the high return of social security.