Job Recruitment Website - Social security inquiry - The latest social wages in Shenzhen 2022.
The latest social wages in Shenzhen 2022.
How many files do you usually pay for your social security?
Individuals choose to buy social security according to their actual situation. Young people aged 25 are suitable for buying the third gear, and people over 50 are suitable for buying the second gear. Individuals applying for social security are generally divided into three payment grades. The first file is 300% of the payment base, and the third file is 60% of the payment base.
Because the payment period can reach 30 to 35 years, due to the long payment time, the adverse effects caused by the low payment amount can be made up, and at the same time, the sustainability of the payment time should be considered to make the water flow long. Although the annual payment is not high, it can be guaranteed that the payment will remain in the middle. Compared with people with high payment ratio and short payment time, it narrows the gap of individual accounts and is very beneficial to receive basic pension.
How to check the social security card on the mobile phone?
On the mobile phone, you can help your family check the social security card through Alipay or WeChat's city service.
First, open the software on the mobile phone; After entering the home page, click the Citizen Center, find social security in the Citizen Center, click Open, and then select the new social security card service. After entering, click to open the social security function. Then choose a guardian to do it for you. The Social Security Card of the People's Republic of China is an integrated circuit card issued by local human resources and social security departments for various business fields of human resources and social security.
Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.
The difference between social security and five insurances and one gold lies in:
1, the concept is different: social security is the abbreviation of social insurance, which refers to five kinds of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. Five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and housing accumulation fund.
2. Different scope: Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances and one gold include social security. Social security is what we call five insurances every day. Five insurances and one gold are just one more provident fund than social security.
Five insurances, one gold and five benefits:
1, the more individuals pay, the more investment the unit will give you. The payment of five insurances and one gold is the same base, and the proportion of units and individuals is different. The unit pays about twice as much as the individual.
2. Pay work-related injury insurance, and you can get compensation in case of work-related accidents or occupational diseases. You are not afraid of 10 thousand yuan, but you are afraid of one thousand, especially some major accidents. Don't worry about small companies delaying payment. Moreover, the work-related injury insurance premium is entirely borne by the unit.
3. Paying the housing accumulation fund is equivalent to the unit depositing a tax-free income in proportion like you, which can be used for housing-related purposes. If you don't use it up at work, you can take it out once after retirement; In addition, the housing provident fund loan interest rate is lower than that of commercial loans.
4. After the implementation of the unified account pension insurance payment system, the actual payment period of social insurance has become the most convincing proof of the length of service of enterprises. There are more and more times when social security payment certificates are needed, such as proving social services to confirm the days of paid annual leave, for example, loans need to be paid in local social security for more than one year when real estate is regulated, and so on.
Don't worry too much about inflation or currency depreciation, because the pension treatment plan consists of two parts, and the personal account pension is completely formed by individual contributions. This branch has the same inflation risk as bank deposits; However, the basic pension is linked to the local social average wage and the individual indexed average wage, which is itself anti-inflation; And after retirement, it will increase capital every year with the local economic level. The more you pay, the longer you pay, and the higher the level of pension benefits after retirement.
legal ground
People's Republic of China (PRC) social insurance law
Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity. Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.
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