2022 Five Insurance and One Gold Payment Standard

Shanghai social insurance: 16% paid by the old-age insurance unit and 8% paid by the individual; Medical insurance (including maternity insurance) is paid by 10.5% by the unit and 2% by the individual (including maternity insurance is not paid by the individual); Unemployment insurance units pay 0.5%, and individuals pay 0.5%; The basic rate of industrial injury insurance unit is 0.16%-10.52%, and individuals do not pay.

Shanghai housing accumulation fund: the unit pays 5%-7%, and the individual pays 5%-7% equally. Enterprises that meet certain conditions can apply to reduce the proportion of housing provident fund paid by units and individuals to less than 5%, and enterprises that are willing can also pay 1%-5% supplementary provident fund for employees. In both cases, units and individuals pay in the same proportion.

The proportion of work-related injury insurance paid by the unit, based on the industry benchmark rate, is obtained by floating up and down according to the previous work-related injury insurance payment rate. The industrial injury insurance industry risk classification table is as follows:

In 2022, the payment standard of Shanghai 1 multiple social security base is 1 1396 yuan, the minimum base is 6520 yuan, and the maximum base is 34 188 yuan.

Two, five insurance and one gold minimum payment standard is

1. Pension: 20% of the unit contribution base (2000 * 20% = 400 yuan) and 8% of the individual withholding base (2000 * 8% =160 yuan);

2. Unemployment: unit contribution 1.5% base (2000* 1.5%=30 yuan), individual withholding 0.5% base (2000*0.5%= 10 yuan), and individual migrant workers do not pay;

3. Work injury: According to the nature of the unit, the withholding ratio is different. Take a wholly foreign-owned enterprise as an example, pay according to 1% of the base (2000 * 1% = 20 yuan), and individuals do not pay;

4. Maternity: employees with foreign registered permanent residence are not covered by this insurance, and the payment base of employees with Beijing registered permanent residence is 0.8%(2000 * 0.8% = 16 yuan), and individuals do not pay;

5. Medical care: 9% of the base (basic medical care)+1% (large-sum overall planning) is paid by the unit (2000* 10%=200), and 2% (basic medical care) +3 (large-sum overall planning) is withheld by the individual (2000*2%+3=43 yuan).

6. Housing accumulation fund: both units and individuals pay 8% of the base (2000 * 8% =160 yuan, * * paid to 320 yuan), and those units with good conditions can apply for an increase to 10%.

3. How much should I pay for five insurances and one gold in Shanghai in 2022?

Shanghai Social Security Payment Standard (for reference only)

Pension insurance unit payment ratio: 21%; Individual contribution ratio: 8%

Payment ratio of medical insurance unit:11%; Individual contribution ratio: 2

Payment ratio of unemployment insurance unit:1.5%; Individual contribution ratio: 0.5%

Payment ratio of maternity insurance unit:1%; Individuals do not bear the payment.

Payment ratio of industrial injury insurance unit: 0.5%; Individuals do not bear the payment.

The housing provident fund deposit ratio is still 7% each; The proportion of supplementary housing provident fund deposit is still 1% to 8% respectively, and the specific proportion is determined by each unit according to the actual situation.

4. In 2022, the payment standards for five insurances and one gold in Zhengzhou are as follows: endowment insurance: 20% for units and 8% for individuals; Medical insurance: the unit pays 8% and the individual pays 2%; Unemployment insurance: the unit pays 2%, and the individual pays1%; Work-related injury insurance: unit pays 1%, individual does not pay maternity insurance: unit pays 1%, individual does not pay; The deposit ratio of housing provident fund for employees and units shall not be less than 5% of the average monthly salary of employees in the previous year, and the maximum shall not exceed 12% of the average monthly salary of employees in the previous year.

Legal basis:

Article 58 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.