What are the benefits of paying social security in the name of the company?

What are the benefits of paying social security in the name of the company?

1, which means that enterprises standardize their own behaviors and enhance corporate integrity according to law.

2. Be responsible for the rights and interests of employees, so that employees have a sense of trust in the enterprise, which will enhance the cohesion of the enterprise and make the trade union love their own enterprise more.

3. The risk of preventing accidental industrial accidents is greatly increased.

4. Balance the burden of enterprises, especially the pension expenditure of old enterprises can be alleviated.

With the enhancement of social service function, the management burden of enterprises on retirees will be reduced.

Reasons for unwilling to participate in insurance

1, high-income people are unwilling to pay social security.

For such people, the income is high and they buy commercial insurance privately. If you buy social security again, it seems a bit redundant. Therefore, many high-income groups hope that companies will not buy social security for them.

2. Low-income people "don't care" about social security when they enter the workplace.

Many newcomers in the workplace have no concept of social security. Originally, the salary was not high, and I bought social security and lost some money, so I didn't care about buying social security. You can buy it if you want, and it doesn't matter if you don't buy it.

3. Migrant workers give up social security in order to get more 100 yuan per month.

Many employers, when recruiting migrant workers, tell them that if they don't buy social security, they can get an extra 200 yuan a month. Many migrant workers will not pay social security in order to get more money.

Benefits of participating in social security

1, you can receive a fixed pension after retirement to reduce the burden of children's old-age care;

2. After retirement, it is a period of infirmity and illness, and you can enjoy medical insurance reimbursement without paying fees;

3. Maternity insurance will save you a lot of money for having children. Some people in Beijing only spent two or three hundred yuan to have children.

4, after the occurrence of work-related injuries and unemployment, can provide living security;

In many cities, social security is linked to welfare benefits such as buying a house, buying a car and settling down.

The difference between employee social security and resident social security

To participate in employee social security, it is usually to attach personal social security to a social security agency, that is, to enjoy the same social security benefits as employees in the unit. Generally speaking, the social security payment base is selected according to 60%-300% of the average monthly salary of local employees in the previous year. Individuals should not only bear the social security fees that individuals need to pay, but also bear the social security fees paid by enterprises, and also pay less social security service fees. Therefore, for individuals, the burden of participating in employee social security is heavier, but what needs to be specially explained here is that the pension received by individuals after retirement is the same as that received by employees with the same base and the same number of years.

To participate in social security for residents, individuals can only participate in three types, namely, endowment insurance, medical insurance and unemployment insurance. Generally, it cannot be paid separately, and social security should be paid at the place where the household registration is located, but individuals can participate in social security through the talent service center or the employment introduction service center.

Social security for residents is divided into endowment insurance for urban and rural residents and medical insurance for urban and rural residents, which can be paid separately.

Those who participate in the old-age insurance for urban and rural residents can participate in the old-age insurance for urban and rural residents at their domicile as long as the insured person is over 16 years old (excluding students at school) and has not participated in employee social security.

Participating in the endowment insurance for urban and rural residents is an annual payment, which can be paid in different grades and is more flexible. Therefore, the majority of insured people can choose according to their own economic ability, such as paying only 100 yuan a year, or paying only a few thousand yuan a year.

But there are advantages and disadvantages. Although the cost of participating in the endowment insurance for urban and rural residents is low, the corresponding pension will be low after retirement. Moreover, the endowment insurance for urban and rural residents is subsidized by the government. The higher the payment level, the higher the government subsidy and more cost-effective.

Therefore, for individuals or employees whose social security is interrupted, they can choose according to their own economic ability. Generally speaking, it is best to choose to participate in employee social security, because only after retirement can you receive more pensions and have more security in your later years.

Legal basis:

People's Republic of China (PRC) Social Insurance Law;

Chapter I General Principles

Article 6 The State exercises strict supervision over social insurance funds. The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds. People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.