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Shanghai social security returns home to have children.

It's ok if you also pay maternity allowance in Shanghai.

The maternity medical subsidy is up to 3000 yuan, and the maternity allowance is given according to the average monthly income of the company you signed.

But if you go back to your hometown to have a baby, the medical insurance will not reimburse you for the hospital delivery. You have to pay for it yourself.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.