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What if Beijing Medical Insurance has no passbook?
Collection process: the unit manager prepares the required materials and goes through the collection procedures at the Bank of Beijing branch under the jurisdiction of the unit. But individuals can't receive it directly, only by the unit.
Collection time: The collection time varies from region to region. For example, the collection time in Chaoyang District is 25-30 working days per month, and the collection time in Haidian District is from 10 to the end of the month.
According to the new policy of Beijing medical insurance, if Beijing medical insurance participants accidentally lose their medical insurance passbook, they can bring their ID cards and social security cards to the bank outlets for replacement.
According to the Regulations of Beijing Municipality on Basic Medical Insurance, Beijing Medical Insurance Fund implements the principle of combining social pooling with individual accounts, and implements the management mode of "combining unified accounts". The medical insurance fund is divided into two parts: the overall fund and the personal account, and the personal account is credited to the medical insurance passbook set up for the insured.
The reform of medical insurance system in Beijing started from 200 1, and based on the management conditions and environment at that time, personal accounts were managed in an open way. That is, a bank passbook is established for the insured, and the personal account funds are credited into the passbook every month, which is used by the individual to pay the medical expenses that the individual should bear. The money in the medical insurance passbook can be used to pay for outpatient/emergency medical expenses, drug purchase expenses in designated retail pharmacies, etc.
legal ground
People's Republic of China (PRC) social insurance law
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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