Reimbursement scope of poverty insurance

The reimbursement scope of this insurance mainly includes the following aspects:

1. Accidental death or disability: the insurance company will pay death insurance according to the contract. If disability is caused, the insurance money shall be paid according to the proportion listed in the disability assessment standard multiplied by the insurance amount.

2. Death due to illness: The insurance company will pay the death insurance according to the contract.

3. Unexpected emergency medical expenses: the maximum guaranteed amount is 1 000 yuan, which is only within the scope of social security. Deductible 1 000 yuan each time, and 90% of the excess will be paid.

4. Hospitalization medical expenses for accidents and diseases: the maximum guaranteed amount is 654.38+10,000 yuan, which is only within the scope of social security. The deductible is 654.38+000 yuan each time, and the excess is 654.38+000 yuan to 5000 yuan, and the payment ratio is 60%; 5,000 to 1 1,000 yuan, with a payment ratio of 70%; 1 10,000 yuan or more, and the payment ratio is 90%.