Can I pay social security by credit card?

Social security can't be paid by credit card.

1. The financial function of the social security card must be activated before it can be used, and the part paid for social insurance benefits can be taken out, but the funds in the medical insurance personal account cannot be taken out;

2. The social security card can settle medical expenses in real time, and there is no need for separate reimbursement. However, if there is no social security card, you need to keep the receipt to the unit for reimbursement through the social security agency;

3. General social insurance cannot be paid at a discount, and the money in the social security card cannot be withdrawn in advance and cannot be directly used for cash consumption;

4. The social security card can be used as a bus card in some areas, but it needs to be enabled and the local bus company needs to support the service.

Reasons why social security cannot be paid by credit card:

1. The policy stipulates that social insurance premiums are mandatory financial charges, and it is necessary to ensure the timely receipt and safety of funds, while credit card payment has overdraft risk, which may affect the timely collection of social security funds;

2. Risk control: Credit card payment may involve overdraft consumption, which increases the risk of social security fund management. So in order to ensure the safety of social security funds, credit card payment is usually not supported;

3. Fees: Credit card payment often requires a certain handling fee, while social security fees need to be paid in full. Payment by credit card may result in insufficient amount actually received;

4. Clear capital flow: Social security expenses need to ensure the legitimacy and clarity of the source of funds, and direct use of savings cards or bank transfers can better track the capital flow.

To sum up, the main reasons why social security cannot be paid by credit card are policy regulations, risk control, expenses and clear capital flow.

Legal basis:

Social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.