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Flexible employment, can I pay for it if I am over 60?
Endowment insurance is divided into employee pension insurance, flexible employment pension insurance and urban residents pension insurance. Endowment insurance for flexible employees refers to social security paid by freelancers. The minimum age shall not be less than 18 years old, and the maximum age shall not exceed 60 years old.
Flexible employees and freelancers generally participate in social security in two ways: one is to pay social security for urban residents, and the other is to participate in social security for urban flexible employees.
1) Urban flexible employees insured: All social security expenses shall be borne by individuals, and they are voluntarily insured.
The payment standard has local regulations.
In many areas, flexible employees who meet the requirements of the 4050 policy can enjoy government social security subsidies. The forms and standards of subsidies depend on local policies.
Flexible employees to participate in employee pension insurance, the payment base is a certain proportion of the local social wage last year, the lowest is 60% of the social wage, the highest is 300%, and they can choose independently.
The specific payment standard is: 20% of the payment base, of which 12% goes into the overall account and 8% goes into the personal account.
After the accumulated payment reaches 15 years and reaches the retirement age (generally 60 years for men and 50 years for women), the pension can be received according to the treatment standard of urban workers. Specifically, it includes basic pension and personal account pension.
To sum up, it is Bian Xiao's relevant answer about flexible employment, hoping to help you.
Legal basis: Article 16 of the Social Insurance Law.
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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