Proportion of social security contributions in Beijing in 2022

Beijing social security contribution ratio:

Pension: 8% for individuals and 0/6% for enterprises.

Unemployment: 0.5% for individuals and 0.5% for enterprises.

Work-related injuries: 0% for individuals and 0.4% for enterprises.

Fertility rate: 0% for individuals and 0% for enterprises.

Medical care: 2% for individuals and 9.8% for enterprises.

The proportion of social security contributions in Beijing is as follows:

I. Endowment insurance:

1, payment base: the upper limit is 23 1 18 yuan; The lower limit is 3082 yuan;

2. Minimum payment amount: 585.58 yuan for the unit and 246.56 yuan for the individual;

3. Maximum payment amount: 4,392.42 yuan for the unit, and 1 0,849.44 yuan for the individual;

4. Payment ratio of organs, institutions, enterprises and social organizations: 20% for units and 8% for individuals;

5. Payment ratio of individual industrial and commercial households with employees: owner 19%, employees 8%;

Second, medical insurance:

1, upper limit of payment base: 23 1 18 yuan; Lower limit of payment base: 4624 yuan;

2. Minimum payment amount: 462.4 yuan for the unit and 95.48 yuan for the individual;

3. Maximum payment amount: the unit is 23 1 1.8 yuan, and the individual is 465.36 yuan;

4. Payment ratio of organs, institutions, enterprises and social organizations: unit 10%, individual 2%+3 yuan;

5. Payment ratio of individual industrial and commercial households with employees: owner 10%, employees 2%+3 yuan;

Third, unemployment insurance:

1, and the upper limit of the payment base is 23 1 18 yuan; The lower limit of the payment base is 3082 yuan;

2. Maximum compensation amount: unit 184.944 yuan, individual 46.236 yuan;

3. Payment ratio of organs, institutions, enterprises and social organizations: 0.8% for units and 0.2% for individuals;

4. Payment ratio of individual industrial and commercial households with employees: 0.8% for owners and 0.2% for employees;

Four, maternity insurance:

1, upper limit of payment base: 23 1 18 yuan; Lower limit of payment base: 4624 yuan;

2. Minimum payment amount: 36.992 yuan, which is free for individuals;

3. Maximum payment amount: unit 184.944 yuan, free of personal payment;

4. Payment ratio of organs, institutions, enterprises and social organizations: 0.8% of the unit, and individuals do not have to pay;

5. Payment ratio of individual industrial and commercial households with employees: 0.8% of the owners, and employees do not have to pay fees;

Verb (abbreviation of verb) industrial injury insurance:

1, upper limit of payment base: 23 1 18 yuan; Lower limit of payment base: 4624 yuan;

2. Payment amount: the unit determines the payment rate according to the industry, and the individual is exempt.

3. Payment rate of organs, institutions, enterprises and social organizations: 0.5-2%;

4. Payment ratio of individual industrial and commercial households with employees: 0.5-2% of the owners, and employees do not have to pay fees.

Calculation method of social security

Taking the pension in social security as an example, the calculation formula of basic pension is as follows:

Basic pension = basic pension, personal account pension, transitional pension = the average monthly salary of employees in the whole city in the previous year before retirement ×20% (the payment period is less than 1515), the principal and interest of personal account and the indexed monthly average payment salary ×120+the payment period before the end of 0997 ×/kloc-0.

1, basic pension for enterprise employees = basic pension, personal account pension and transitional pension = the average monthly salary of employees in the whole city in the previous year before retirement ×20% (if the payment period is less than 15, the personal account principal and interest is 15%) and the indexed monthly average payment salary before the end of the year120×/kloc.

2. "Newcomer" basic pension = basic pension personal account pension. The basic pension is calculated and paid according to 20% of the average monthly salary of employees in this city in the previous year when I retire, and the personal account pension is calculated and paid according to the amount stored in my account divided by 120.

Note: Due to objective reasons, the calculation standards of some cities in China may be different.

Legal basis:

Social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 33 Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Regulations on the administration of housing provident fund

Article 16 The monthly deposit amount of employee housing provident fund shall be the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund.

The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.