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Social security is important to young people

Many people should have heard of social security this thing, especially many of the small partners in the search for work, it is often said to look for work to pay social security, that you are really clear, in the end, what is the specific meaning of social security, this article introduces you to the relevant content, take a look at, social security is what? Young people are necessary to buy social security?

One, what is social security

Social insurance is a kind of income or compensation for the loss of the ability to work, the temporary loss of labor or loss of the population due to health reasons. The main programs of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance, and maternity insurance.

Social insurance compels a certain group of people to form a social insurance fund with a part of their income as social insurance tax (fee), from which the insured can receive a fixed income or compensation for loss if certain conditions are met; it is a kind of redistribution, and its goal is to ensure the reproduction of material and labor force and social stability.

In China, social insurance is an important part of the social security system, and it occupies a central position in the whole social security system. In addition, the funds are mainly paid by employers and workers themselves, who are subsidized and bear the ultimate responsibility. But workers can only enjoy the corresponding social insurance benefits if they have fulfilled the legal obligation to pay contributions and if they meet the conditions. And boring

Two, young people need to buy social security

Young people are very necessary to buy social security, social security is actually for everyone is closely related to a thing, whether it is young people, middle-aged people, or the elderly, should be roused to bend to make their own social security treatment, and to ensure that they reach the legal retirement age before 15 years of cumulative contribution period, then The first thing you need to do is to make sure that you have the right amount of money to pay your contributions.

So that young people to buy social security, for us personally is a very important thing. Then some young people for the purchase of social security such awareness is relatively weak, that is to say, he may not have social security treatment, so that under such preconditions, we personally believe that we should go to the insurance a social security, even if they do not have a work unit, then you can also according to the individual in a flexible way to participate in the way to insure our personal social security, in this way we can enjoy the treatment of social security. social security treatment.

Three, pay social security has an age limit

For the first time to participate in the people only remorseful member, the maximum age limit for participation in the male more than 60 years old, female workers status more than 50 years old, cadres status more than 55 years of age of the people, beyond such conditions can not participate in the insurance. Of course, this is only a theoretical age limit, this is because at present our retirement need to pay a cumulative total of 15 years in order to enjoy the employee pension benefits, if the age of the first time to participate in the insurance, it must be too much money.

Then for first-time participants, the age of participation is set at how much more appropriate? This can be in accordance with the retirement age backwards, according to the current male retirement age of 60 years old, female retirement age of 50 years old or 55 years old to see, men over 50 years old to participate in the insurance has little significance, female workers status over 40 years old, cadres status over 45 years old, are not very suitable for re-insurance.

That is, the first time participants, men up to 50 years old, women up to 45 years old maximum.