How to handle medical insurance family mutual assistance?

Family mutual medical insurance is handled as follows:

1. Learn about family mutual medical insurance. Before applying for family mutual medical insurance, you need to know the coverage and premium of insurance and choose the insurance products that suit you.

2. Choose an insurance company. After understanding the family mutual medical insurance, you need to choose a qualified insurance company to insure;

3. Fill in the application form. To apply for family mutual medical insurance, you need to fill in relevant application forms, including basic information of family members, medical security needs, etc.

4. Submit application materials. To apply for family mutual medical insurance, you need to submit relevant application materials, such as family members' identity certificates and medical insurance cards;

5. Pay the premium. You need to pay a certain premium to apply for family mutual medical insurance. The specific premium standard varies from insurance company to insurance product.

6. Pending review. After applying for family mutual medical insurance, you need to wait for the audit of the insurance company, which usually takes several working days;

7. After signing the contract, the insured needs to sign a contract with the insurance company to confirm the scope and amount of insurance.

The binding methods of family mutual medical insurance include social insurance service personal webpage self-help, self-help terminal, designated hospital medical insurance office and social security handling window self-help. The details are as follows:

1. Self-service of social insurance service personal webpage: log in to the personal webpage and follow the prompts. If you want to associate more than one person, you need to input the social security computer number, ID number and family relationship circularly;

2. Self-service terminal processing: I and my family members' ID cards and social security cards are processed at the self-service terminal of social security institutions;

3. Medical insurance office of designated hospitals: I and my family members' ID cards and social security cards are handled in the medical insurance office of designated hospitals in this city;

4. Handling at the social security handling window: Go to the social security handling window in the administrative area with the ID card and the original and copy of the social security card of myself and family members.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.